Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$739,900

($446,577 down)
FHA

2461 E PENEDES Drive, Gilbert, AZ 85298

4
3
2,880 sqft
PITI Monthly
$2,117.34 /mo

Listing courtesy of: David Webber, HomeSmart

Assumed Rate

2.27%
7.15%

Principal & Interest

$1,413 /mo
$2,315 /mo

What's Special

STAINLESS STEEL APPLIANCES

Discover the perfect blend of elegance and comfort in this stunning Atherton model, nestled in the highly sought-after Freeman Farms community. Featuring 4 bedrooms, 3 baths, versatile den and 3 car garage. The home's functional design and neutral decor offers a canvas for your personal touches. The kitchen includes, granite counter tops, stainless steel appliances, walk in pantry and seamlessly integrates with the living spaces, making it ideal for hosting gatherings or enjoying quiet family meals. The included refrigerator, washer, and dryer make your transition to this new home easier. Outside you will find professional landscaping with decorative pavers, synthetic grass, a built-in BBQ, and free-standing gazebo. Don't miss the opportunity to make this exceptional property your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.27
Remaining Loan Term
21 years, 5 months
Monthly PITI
$2,117.34/mo
Estimated Loan Balance
$348,802
Cash to close
$446,577
Interest Paid
$24,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder: Fulton

Community & HOA

Community
  • Subdivision: FREEMAN FARMS PHASE 3 PARCEL 3
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Freeman Farms
  • HOA Amenities: Unknown
  • HOA Fee: $314
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $256.91
  • Tax Annual Amount: $3111
  • On Market Date: 2024-09-03T16:10:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $446,577 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $446,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.27% Sellers Rate
$293,323
Your Cash:$446,577
Total Purchase Price:$739,900

Assumed vs Traditional Mortgage

Assumed @ 2.27%
$1,413/mo
Traditional @ 7.5%
$2,392/mo
You save $980/month ($11,756/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6751814

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-13T01:24:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.27%
7.15%

Principal & Interest

$1,413 /mo
$2,315 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $446,577 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $446,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.27% Sellers Rate
$293,323
Your Cash:$446,577
Total Purchase Price:$739,900

Assumed vs Traditional Mortgage

Assumed @ 2.27%
$1,413/mo
Traditional @ 7.5%
$2,392/mo
You save $980/month ($11,756/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.