Laura Jewett

Laura Jewett

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Closed

$295,000

($54,272 down)
FHA

2447 W EMILE ZOLA Avenue, Phoenix, AZ 85029

2
2
970 sqft
PITI Monthly
$2,011.31 /mo

Listing courtesy of: Maulana Harrod, DeLex Realty

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,623 /mo
$1,665 /mo

What's Special

FRESH PAINT
SHOPPING
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
TENNIS COURTS
COZY

This move-in-ready townhouse features fresh paint, upgraded kitchen and baths, and Home sits in a quiet spot within the community, it's just steps from walking paths and the pool. Enjoy a private patio with peek-a-boo views of Shaw Butte Mountain. The kitchen shines with white shaker cabinets, stainless steel appliances, and granite countertops, opening to a cozy breakfast bar and living room. Dual-pane sliding doors lead to a covered patio with stylish slate tile. Both bedrooms have walk-in closets, and the master has its own patio entrance. HOA covers roof, exterior maintenance, pool, and tennis courts. Conveniently close to I-17, shopping, and dining

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$2,011.31/mo
Estimated Loan Balance
$240,966
Cash to close
$54,272
Interest Paid
$39,214

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Tile, Built-Up
Condition
  • Year Built: 1979
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: VALLE VENADO 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Valle Venado
  • HOA Amenities: Unknown
  • HOA Fee: $189.58
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $304.12
  • Tax Annual Amount: $760
  • On Market Date: 2025-02-04T22:00:24.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,272 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $54,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$240,728
Your Cash$54,272
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,623/mo
Traditional @ 7.5%
$1,727/mo
You save $103/month ($1,242/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815455

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T08:06:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,623 /mo
$1,665 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,272 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $54,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$240,728
Your Cash$54,272
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,623/mo
Traditional @ 7.5%
$1,727/mo
You save $103/month ($1,242/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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