Laura Jewett

Laura Jewett

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Closed

$1,225,000

($788,952 down)
VA

24467 Sunlight Lane, Laguna Niguel, CA 92677

4
3
1,784 sqft
PITI Monthly
$2,183.98 /mo

Listing courtesy of: Connor Wiegmann, First Team Real Estate

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,967 /mo
$3,221 /mo

What's Special

SHOPPING
WALK-IN CLOSET
SOAKING TUB
CHARMING

NEVER BEFORE ON THE MARKET! This beautifully designed single-family home offers four generously sized bedrooms, each designed to maximize space and light. With an open-concept design, plantation shutters, and tons of natural light, this home exudes the perfect balance of inviting atmosphere for entertaining or relaxing. You'll be pleasantly surprised by the charming backyard containing room for play, gardening, or hosting friends. The primary suite is an elegant space that comes with a walk-in shower, a soaking tub, and a massive walk-in closet. The home has been repiped and comes with a fully owned solar system, saving you hundreds of dollars each month on expensive electric bills. With a low HOA, you can enjoy the benefits of a well kept community without the burden of excessive fees! Conveniently located near shopping centers, world-famous beaches, and an array of walking and hiking trails, your weekends will be filled with adventure and leisure. Don’t miss your chance to own this unique property that has never been on the market before. This is more than just a house - it is a home that incorporates the Southern California lifestyle you’ve always dreamed of.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,183.98/mo
Estimated Loan Balance
$440,709
Cash to close
$788,952
Interest Paid
$54,729

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Glass, Other, Concrete, Stone, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom, Gas, LivingRoom
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, Wood, WroughtIron
Roof
  • Roof: FlatTile, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage, Craftsman, FrenchProvincial, Spanish
Materials
  • Drywall, Glass, Other, Concrete, Stone, Stucco
  • Roof: FlatTile, Tile
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunrise (SUNR)
  • Features: Biking, Curbs, DogPark, Gutters, Hiking, Suburban, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Sunrise
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Laguna Niguel

Financial Details

  • Price per Sqft: $686.66
  • Tax Annual Amount: $
  • On Market Date: 2024-10-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $788,952 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $788,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$436,048
Your Cash:$788,952
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,967/mo
Traditional @ 7.5%
$3,341/mo
You save $1,374/month ($16,488/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24223301

Listing From:

Last updated: 2024-12-10T04:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,967 /mo
$3,221 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $788,952 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $788,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$436,048
Your Cash:$788,952
Total Purchase Price:$1,225,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,967/mo
Traditional @ 7.5%
$3,341/mo
You save $1,374/month ($16,488/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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