Laura Jewett

Laura Jewett

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Closed

$870,000

($542,954 down)
VA

2423 Waxwing Avenue, Ventura, CA 93003

4
2
1,489 sqft
PITI Monthly
$2,613.78 /mo

Listing courtesy of: Tyler Langness, Lotus Mortgage & Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,491 /mo
$2,407 /mo

What's Special

HOME OFFICE

On a sweeping corner lot in an idyllic neighborhood just minutes from McGrath State Beach, behind a perfect white picket fence, sits the home you've been looking for. Your path to the front door is flanked by tall, iconic Sky Duster Palms and beautiful succulents. Once inside, you're struck first by the gorgeous wood tone beneath your feet, then by the height of the ceiling. The kitchen is bright and open, thoughtfully designed with a water softening system, windows everywhere, and a host of extra storage in the oversized island. Summer is going to be at your place this year, because those kitchen doors lead right to the perfect backyard for hosting. There's plenty of shade under the pergola and a bevy of greenery, including more palm trees around the spa. You know exactly what to do with that fourth bedroom - it's light and airy, the ideal space for a home office where you can get equal parts screen time and sunshine. But truthfully, there's a lot of versatility here, which isn't common. A lot of layouts and design decisions in other homes might have you scratching your head, but not here. This place makes sense. The public spaces will see a lot of your friends and family because they can be accommodated here. And the private spaces are warm and comfortable, just as they should be. With owned solar and a new roof, everything has been thought of for you. So come see the home that welcomes you in the way you've been looking for.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,613.78/mo
Estimated Loan Balance
$329,105
Cash to close
$542,954
Interest Paid
$43,314

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $584.28
  • Tax Annual Amount: $10875
  • On Market Date: 2024-05-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $542,954 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $542,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$327,046
Your Cash:$542,954
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,491/mo
Traditional @ 7.5%
$2,497/mo
You save $1,006/month ($12,070/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24099571

Listing From:

Last updated: 2024-09-02T12:22:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,491 /mo
$2,407 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $542,954 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $542,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$327,046
Your Cash:$542,954
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,491/mo
Traditional @ 7.5%
$2,497/mo
You save $1,006/month ($12,070/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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