Laura Jewett

Laura Jewett

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Closed

$774,000

($323,360 down)
VA

24140 St Helena Court, Ramona, CA 92065

4
3
2,239 sqft
PITI Monthly
$3,080.31 /mo

Listing courtesy of: Ryan Caron, Real Broker

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,058 /mo
$3,271 /mo

What's Special

DINING
RENOVATED
FIREPLACE
BALCONY
BIKE PATHS
COZY
EFFICIENT
SOLAR PANELS

Imagine waking up to stunning views, endless outdoor adventures, and a home that feels like a daily retreat. This 4-bedroom, 2.5-bathroom home on 1.33 acres delivers the perfect blend of space, privacy, and community amenities—all tucked away in the beautiful San Diego Country Estates. Start your day with coffee on the private balcony off the primary suite, taking in breathtaking sunrises. Later, hit the trails, bike paths, or saddle up for a ride through scenic landscapes. The nearby parks, pools, and a renovated, award-winning golf course make it easy to fill your weekends with fun and relaxation. Inside, you’ll love the bright, open spaces that flow effortlessly from room to room. The family room, complete with a cozy fireplace, connects seamlessly to the sunny kitchen with a breakfast counter—perfect for busy mornings or casual get-togethers. When it’s time to host, the formal living and dining rooms are ready for holidays and celebrations. And the best part? This home is built for comfort and sustainability, with PAID OFF solar panels, a house fan and a permanent energy-efficient exterior coating that keeps utility costs low and protects your investment. With 2,239 sq. ft. of well-designed living space, this home offers room to grow, space to relax, and a lifestyle you’ll love. Schedule a visit today—and get ready to fall in love with life in Ramona!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,080.31/mo
Estimated Loan Balance
$452,450
Cash to close
$323,360
Interest Paid
$54,557

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Pool
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $345.69
  • Tax Annual Amount: $9675
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $323,360 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $323,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$450,640
Your Cash$323,360
Total Purchase Price:$774,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,058/mo
Traditional @ 7.5%
$3,393/mo
You save $1,335/month ($16,026/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405661

Listing From:

Last updated: 2024-10-24T01:28:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,058 /mo
$3,271 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,360 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $323,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$450,640
Your Cash$323,360
Total Purchase Price:$774,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,058/mo
Traditional @ 7.5%
$3,393/mo
You save $1,335/month ($16,026/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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