Laura Jewett

Laura Jewett

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$734,900

($83,596 down)
FHA

24131 Del Amo Rd, Ramona, CA 92065

4
2
1,478 sqft
PITI Monthly
$5,019.02 /mo

Listing courtesy of: Esperanza Aviles, A Plus Properties

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,550 /mo
$4,596 /mo

What's Special

SPACIOUS
COMMUNITY POOL

I am delighted to bring this single story home in San Diego Country Estates A Must See Four bedrooms w/2 bathrooms. Spacious and inviting open floor plan, with additional storage. Ample space for relaxation with an outdoor oasis and private pool for family fun. This home has a newer roof 7 years old. New electrical panel. New AC. new flooring. SOLD AS IS CONDITION HOA amenites include community pools,parks & RV parking,Horse trails and much more. Buyer to assume solar loan. Per seller, the payment is $263.26

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$5,019.02/mo
Estimated Loan Balance
$653,235
Cash to close
$83,596
Interest Paid
$87,019

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking
HOA
  • Has HOA: Yes
  • HOA Name: SDCE
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $497.23
  • Tax Annual Amount: $9186.25
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,596 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $83,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$651,304
Your Cash$83,596
Total Purchase Price:$734,900

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,550/mo
Traditional @ 7.5%
$4,767/mo
You save $1,218/month ($14,611/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500867

Listing From:

Last updated: 2025-03-27T18:31:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,550 /mo
$4,596 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,596 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $83,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$651,304
Your Cash$83,596
Total Purchase Price:$734,900

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,550/mo
Traditional @ 7.5%
$4,767/mo
You save $1,218/month ($14,611/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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