Laura Jewett

Laura Jewett

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Closed

$414,000

($106,732 down)
VA

2405 W MINTON Street, Phoenix, AZ 85041

3
2
1,726 sqft
PITI Monthly
$1,668.03 /mo

Listing courtesy of: Jasmine Campillo Franco, Barrett Real Estate

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,388 /mo
$2,195 /mo

What's Special

FAMILY-FRIENDLY

Welcome to your perfect retreat in the heart of Phoenix! This beautiful 3-bedroom, 2-bath home combines comfort, style, and convenience. Nestled in a quiet, family-friendly neighborhood, this home offers an inviting atmosphere with plenty of charm.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,668.03/mo
Estimated Loan Balance
$308,498
Cash to close
$106,732
Interest Paid
$30,871

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Other, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Other, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: COPPER CREEK
  • Features: Near Bus Stop, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Vision Community Mgt
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $239.86
  • Tax Annual Amount: $1566
  • On Market Date: 2024-09-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,732 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $106,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$307,268
Your Cash$106,732
Total Purchase Price:$414,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,388/mo
Traditional @ 7.5%
$2,276/mo
You save $889/month ($10,667/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6758174

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-05T01:46:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,388 /mo
$2,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,732 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $106,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$307,268
Your Cash$106,732
Total Purchase Price:$414,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,388/mo
Traditional @ 7.5%
$2,276/mo
You save $889/month ($10,667/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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