Laura Jewett

Laura Jewett

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Pending

$775,000

($287,957 down)
VA

239 Lilac Dr, El Cajon, CA 92021

3
3
1,435 sqft
PITI Monthly
$3,498.71 /mo

Listing courtesy of: Melissa Steele, Real Broker

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,475 /mo
$3,667 /mo

What's Special

MOVE-IN READY
DECK
PATIO

Discover the perfect blend of character, charm, privacy and breathtaking scenery in this beautiful move-in ready 3 bedroom 3 bath home. Situated on a sprawling 1.42 acre lot, this 1,435 sq ft home offers incredible panoramic west-facing views. Enjoy watching sunsets from the comfort of your living room or the outdoor patio/ deck, and on a clear day, you can even catch a glimpse of the ocean. Step inside and enjoy the home's warm and inviting atmosphere with updated kitchen, flooring, windows and more. Stay cool during the summers with central A/C or take a dip in the above ground pool. A 2 car attached garage for added convenience and storage along with plenty of room for additional cars and toys. Whether you're looking for room to roam, a peaceful retreat, or a home with unbeatable views, this Crest gem has it all. Discover the perfect blend of character, charm, privacy and breathtaking scenery in this beautiful move-in ready 3 bedroom 3 bath home. Situated on a sprawling 1.42 acre lot, this 1,435 sq ft home offers incredible panoramic west-facing views. Enjoy watching sunsets from the comfort of your living room or the outdoor patio/ deck, and on a clear day, you can even catch a glimpse of the ocean. Step inside and enjoy the home's warm and inviting atmosphere with updated kitchen, flooring, windows and more. Stay cool during the summers with central A/C or take a dip in the above ground pool. A 2 car attached garage for added convenience and storage along with plenty of room for additional cars and toys. Whether you're looking for room to roam, a peaceful retreat, or a home with unbeatable views, this Crest gem has it all.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$3,498.71/mo
Estimated Loan Balance
$492,026
Cash to close
$287,957
Interest Paid
$95,014

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $540.07
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $287,957 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $287,957!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$487,043
Your Cash$287,957
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,475/mo
Traditional @ 7.5%
$3,804/mo
You save $1,329/month ($15,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022688SD

Listing From:

Last updated: 2025-04-01T02:11:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,475 /mo
$3,667 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $287,957 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $287,957!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$487,043
Your Cash$287,957
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,475/mo
Traditional @ 7.5%
$3,804/mo
You save $1,329/month ($15,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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