Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$375,000

($137,557 down)
FHA

23993 Ute Street NW, Saint Francis, MN 55070

3
2
2,150 sqft
PITI Monthly
$1,773.4 /mo

Listing courtesy of: , Roseth Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,161 /mo
$1,757 /mo

What's Special

SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
VAULTED CEILINGS
DECK
IRRIGATION SYSTEM

This gorgeously updated home is located in a quiet highly sought after area that's situated on over 1.5 acres. Well maintained home featuring a very open floor plan & offers all living facilities on one level. Main level boasts soaring vaulted ceilings, large kitchen featuring custom cabinets/granite countertops/double oven, spacious living room, generously sized bedrooms, & luxury vinyl plank flooring. Lower level features a large family room with generously sized windows to let in an abundance of natural sunlight. Both bathrooms are FULL bathrooms & boasts modern updates. Other highlights are irrigation system, smart garage door opener that can be controlled from a mobile phone from anywhere, large storage room, 2 storage sheds, professionally painted & carpet shampooed throughout. Relax on the front porch or back deck & enjoy the peacefulness of the large secluded yard. Solid and well cared for home with too many nice features and updates to list! A must see and you will not be disappointed!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,773.4/mo
Estimated Loan Balance
$237,920
Cash to close
$137,557
Interest Paid
$41,298

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Architectural Shingle, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Architectural Shingle, Asphalt
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Ponds Of St Francis
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Francis

Financial Details

  • Price per Sqft: $174.42
  • Tax Annual Amount: $3342
  • On Market Date: 2024-08-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,557 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $137,557!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$237,443
Your Cash$137,557
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,161/mo
Traditional @ 7.5%
$1,822/mo
You save $661/month ($7,938/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6522034

Listing From: northstar

Last updated: 2024-10-02T19:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,161 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,557 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $137,557!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$237,443
Your Cash$137,557
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,161/mo
Traditional @ 7.5%
$1,822/mo
You save $661/month ($7,938/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.