Laura Jewett

Laura Jewett

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Closed

$425,000

($90,910 down)
FHA

23966 County Road 13, La Jara, CO 81140

4
2
2,182 sqft
PITI Monthly
$2,544.01 /mo

Listing courtesy of: Mike Lee, Cool Sunshine Realty

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,151 /mo
$2,288 /mo

What's Special

WALK-IN CLOSET

This newly updated 4 bd/2 bath home is located within a mile of the Alamosa/Conejos county line. Close to Alamosa but out in the country. This home has had new carpet and title flooring replaced/added. New microwave & dishwasher. Upgraded pressure tank and system in the pump house. A brand new A/C & Heater wall unit has been added to the large family room. Electrical has been updated in the shop and a additional room (bunkhouse) as also been built in the shop. Property has a two car detached garage and the shop could hold additional cars or toys. There are stables/sheds perfect for critters or storage or both. A domestic well feeds the house. Primary bedroom boost a walk-in closet and a upgraded bathroom fixture! Step outside to enjoy the clear skies and truly appreciate the starry nights the valley has to offer! The San Luis Valley has so much to offer like the Great Sand Dunes (tallest dunes in North America), the Rio Grande River (it begins just above Creede), Mt Blanca (1 of 3 14’ers) and numerous other natural wonders and the local events always have something to other. Call today to set up your private tour of this gem! Home is owner occupied, so please allow some advance notice (min. 24 hr) when scheduling a showing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$2,544.01/mo
Estimated Loan Balance
$335,068
Cash to close
$90,910
Interest Paid
$42,036

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Stucco
  • Roof: Architecural Shingle
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: none
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: La Jara

Financial Details

  • Price per Sqft: $194.78
  • Tax Annual Amount: $1058
  • On Market Date: 2024-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $90,910 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $90,910!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$334,090
Your Cash$90,910
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,151/mo
Traditional @ 7.5%
$2,374/mo
You save $223/month ($2,679/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2789628

Listing From: recolorado

Last updated: 2024-10-01T18:02:42.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,151 /mo
$2,288 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,910 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $90,910!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$334,090
Your Cash$90,910
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,151/mo
Traditional @ 7.5%
$2,374/mo
You save $223/month ($2,679/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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