Laura Jewett

Laura Jewett

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$387,885

($0 down)*
VA

Potential short sale please verify with your agent.

2395 Mineral Springs Parkway, Owatonna, MN 55060

2
2
1,712 sqft
PITI Monthly
$2,892.39 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,303 /mo
$2,904 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
COZY

Welcome to this stunning, nearly-new 2-bed, 2-bath, plus den home, built in 2022, offering modern amenities and comfort throughout. Located in a beautiful and peaceful neighborhood, this home features an open-concept floor plan that seamlessly blends style and functionality. The spacious living area is anchored by a cozy fireplace, creating the perfect ambiance for relaxation. The gorgeous kitchen boasts a huge breakfast bar island, ideal for casual dining or entertaining, and flows effortlessly into the living room. Both bathrooms are perfectly appointed, with the guest bath showcasing a luxurious 6ft air jet bathtub for ultimate relaxation. This home has cutting-edge features including an on-demand water heater and in-floor heating throughout the entire home, including the garage. The attached 3-car garage ensures convenience and ample storage space. This home is the perfect place to relax, entertain, and enjoy all that the stunning neighborhood has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,892.39/mo
Estimated Loan Balance
$415,242
Cash to close
$0
Interest Paid
$59,414

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Willow Creek Add
  • Features: Doors 36"+, Hallways 42"+, Roll-In Shower
HOA
  • Has HOA: No
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $226.57
  • Tax Annual Amount: $5270
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$387,885
Your Cash$0
Total Purchase Price:$387,885

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,303/mo
Traditional @ 7.5%
$3,013/mo
You save $709/month ($8,514/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6672051

Listing From: northstar

Last updated: 2025-04-01T14:40:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,303 /mo
$2,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$387,885
Your Cash$0
Total Purchase Price:$387,885

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,303/mo
Traditional @ 7.5%
$3,013/mo
You save $709/month ($8,514/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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