Laura Jewett

Laura Jewett

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Closed

$365,000

($109,710 down)
FHA

23807 N DESERT Drive, Florence, AZ 85132

4
3
2,221 sqft
PITI Monthly
$2,145.69 /mo

Listing courtesy of: Edward L Green, HomeSmart

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,693 /mo
$1,752 /mo

What's Special

WALK-IN CLOSET
PATIO
CHARMING

Your dream home is finally here! Discover this charming two-level residence located in Oasis at Magic Ranch. Explore inside to find an inviting living area offering gleaming wood-look floor, a designer color palette, and sliding glass doors leading to the back patio. The well-kept kitchen showcases custom cabinetry, recessed lighting, a convenient pantry, built-in appliances, and a peninsula equipped with a breakfast bar. You'll also find a loft with endless possibilities! The main bedroom boasts a private bathroom with dual sinks & a walk-in closet. Enjoy relaxing along with your loved ones in the wonderful backyard, featuring a covered patio and a sparkling swimming pool! Don't miss out on this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,145.69/mo
Estimated Loan Balance
$255,775
Cash to close
$109,710
Interest Paid
$39,295

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: OASIS AT MAGIC RANCH UNIT II
  • Features: Golf
HOA
  • Has HOA: Yes
  • HOA Name: Oasis at Magic Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Florence

Financial Details

  • Price per Sqft: $164.34
  • Tax Annual Amount: $1424
  • On Market Date: 2024-07-04T08:25:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,710 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $109,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$255,290
Your Cash$109,710
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,693/mo
Traditional @ 7.5%
$1,818/mo
You save $125/month ($1,494/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6719689

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-19T18:25:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,693 /mo
$1,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,710 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $109,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$255,290
Your Cash$109,710
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,693/mo
Traditional @ 7.5%
$1,818/mo
You save $125/month ($1,494/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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