Laura Jewett

Laura Jewett

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$555,000

($218,015 down)
FHA

23796 Via Olivia, Murrieta, CA 92562

3
2
1,052 sqft
PITI Monthly
$2,567.18 /mo

Listing courtesy of: Gregory Mazzoni, HPT Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,545 /mo
$2,456 /mo

What's Special

PRICE REDUCED
RETIREMENT

Attention smart shoppers: List price reduced by 3.5%, or $20,000, from original listing. Above-average condition SFR with significant upgrades circa 2020, absent the need for repairs, being marketed in "As Is" condition, without photos only because seller wishes to maintain the privacy of his close-nit family. Could be a perfect starter home, or an opportunity to downsize during retirement, in a famliy-friendly neighborhood with easy freeway access, without traffic noise. Located within 30 minutes of recreational and employment opportunies throughout the Tecemula Valley corridor. Because the property NOW is FINALLY priced reasonably, offers will be reviewed continually. Few alternative properties are readily available in the local market, with several visits within the past week, before the most recent price reduction. SO DON'T MISS THIS OPPORTUNITY TO SATISFY ALL OF YOUR CLIENTS' CEHCK BOXES!!!!!!!!!! .

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,567.18/mo
Estimated Loan Balance
$339,710
Cash to close
$218,015
Interest Paid
$40,963

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Clay
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Murrieta

Financial Details

  • Price per Sqft: $527.57
  • Tax Annual Amount: $6937.5
  • On Market Date: 2024-11-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $218,015 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $218,015!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$336,985
Your Cash$218,015
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,545/mo
Traditional @ 7.5%
$2,548/mo
You save $1,003/month ($12,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24230023

Listing From:

Last updated: 2025-03-10T21:00:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,545 /mo
$2,456 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,015 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $218,015!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$336,985
Your Cash$218,015
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,545/mo
Traditional @ 7.5%
$2,548/mo
You save $1,003/month ($12,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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