Laura Jewett

Laura Jewett

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$1,760,000

($778,567 down)
VA

2378 Mahogany Lane, Vista, CA 92084

5
4
3,443 sqft
PITI Monthly
$6,522.93 /mo

Listing courtesy of: Nicole Lopez, Compass

Assumed Rate

2.9%
7.15%

Principal & Interest

$4,390 /mo
$7,123 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
CUSTOM BUILT
WALK-IN CLOSET
SOAKING TUB

Discover Luxury Living in the Exclusive Oak Creek Community Welcome to Oak Creek, a hidden gem nestled in the tranquil backroads of Buena Creek. This private, gated enclave of just 24 homes offers unparalleled luxury living, surrounded by lush greenery, breathtaking hillside views, and serene privacy. This modern farmhouse-style home's features so many custom upgrades it's a must see. The open-concept layout features a chef’s kitchen with a spacious island, deep porcelain sink, sleek appliances, a five-burner cooktop, a walk-in pantry, and ample storage—perfect for hosting gatherings. Both the dining and family rooms showcase oversized sliding doors, with custom drapery, that opens up to your private oasis. Take in the beautiful oak and pecan trees, with no rear neighbors, just the sound of birds singing and cascades falling. Tucked away on the main floor is a junior suite with its own full bathroom and walk-in closet, conveniently located near the three-car tandem garage. Adjacent is a spacious office/flex room, with a custom craftsman cabinetry and paint throughout. Upstairs, you’ll find a massive loft, generously sized bedrooms, and a primary suite that offers spectacular hillside views. The primary suite also includes dual walk-in closets, with custom built-in closet organization, an oversized soaking tub, and a glass-enclosed shower. The oversized backyard is ready for year-round entertaining, with a covered cooking area with built-in smoker, artificial turf, and custom landscaping all around. The custom saltwater pool and spa, boast a large beach walkin baja shelf—ideal for lounging, enjoying a drink, or spending time with family and friends and soaking up the SoCal sun. Quick access to freeway, shopping and top notch charter schools. Don’t miss the opportunity to own a piece of luxury in this one-of-a-kind community.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$6,522.93/mo
Estimated Loan Balance
$983,446
Cash to close
$778,567
Interest Paid
$93,628

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, AtticFan
  • Heating: EnergyStarQualifiedEquipment
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Pebble, Private, SaltWater

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vista
  • Features: StreetLights, Suburban
HOA
  • Has HOA: Yes
  • HOA Name: Oak Creek
  • HOA Amenities: Unknown
  • HOA Fee: $364
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $511.18
  • Tax Annual Amount: $22000
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $778,567 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $778,567!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$981,433
Your Cash$778,567
Total Purchase Price:$1,760,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$4,390/mo
Traditional @ 7.5%
$7,388/mo
You save $2,999/month ($35,986/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25068277

Listing From:

Last updated: 2025-03-30T21:52:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$4,390 /mo
$7,123 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $778,567 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $778,567!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$981,433
Your Cash$778,567
Total Purchase Price:$1,760,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$4,390/mo
Traditional @ 7.5%
$7,388/mo
You save $2,999/month ($35,986/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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