Laura Jewett

Laura Jewett

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Closed

$379,900

($245,298 down)
FHA

236 Dessa Lane, South Saint Paul, MN 55075

3
3
2,490 sqft
PITI Monthly
$1,456.23 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.5%
7.15%

Principal & Interest

$825 /mo
$1,240 /mo

What's Special

DINING
HARDWOOD FLOORS
FINISHED BASEMENT
DECK

Check out this move in ready SSP home! From the large open updated kitchen space with a huge dining area or second family room. To the beautiful hardwood floors, updated baths, huge flat private yard with deck, upper primary suite that fits a king bed plus private bath and tons of closet space! A finished basement with an egress window all ready to add a 4th bedroom if needed and newer 3/4 bath. Many updates including water heater 2020, furnace 2015, AC 2017, new electrical panel, wiring for hot tub behind the garage or outdoor kitchen, large shed included, vegetable gardens, and so much more! You'll walk in and fall in love!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
18 years, 2 months
Monthly PITI
$1,456.23/mo
Estimated Loan Balance
$136,743
Cash to close
$245,298
Interest Paid
$66,334

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Evas Rearrangement
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: South Saint Paul

Financial Details

  • Price per Sqft: $152.57
  • Tax Annual Amount: $4220
  • On Market Date: 2024-11-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $245,298 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $245,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$134,602
Your Cash:$245,298
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$825/mo
Traditional @ 7.5%
$1,286/mo
You save $462/month ($5,542/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6630772

Listing From: northstar

Last updated: 2025-01-03T20:19:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$825 /mo
$1,240 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,298 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $245,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$134,602
Your Cash:$245,298
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$825/mo
Traditional @ 7.5%
$1,286/mo
You save $462/month ($5,542/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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