Laura Jewett

Laura Jewett

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Closed

$385,000

($107,727 down)
FHA

23658 Heather Street NW, Saint Francis, MN 55070

4
3
1,939 sqft
PITI Monthly
$1,913.83 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,245 /mo
$2,045 /mo

What's Special

Beautiful and well cared for home in the heart of Saint Francis. Step inside to find many new updates, including new flooring throughout top floor and new appliances. Washer 2024, Dryer 2022, Fridge and Stove 2022, Dishwaser 2024. All toilets were replaced in 2021 and water heater replaced 2016. Step into the backyard to find private oasis with above ground pool. There are recording devices located on the property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,913.83/mo
Estimated Loan Balance
$280,821
Cash to close
$107,727
Interest Paid
$32,555

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Two Sided, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Above Ground

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Stone House Ridge
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Francis

Financial Details

  • Price per Sqft: $198.56
  • Tax Annual Amount: $3648
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $107,727 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $107,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$277,273
Your Cash$107,727
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,245/mo
Traditional @ 7.5%
$2,121/mo
You save $875/month ($10,504/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6643407

Listing From: northstar

Last updated: 2025-03-11T15:03:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,245 /mo
$2,045 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,727 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $107,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$277,273
Your Cash$107,727
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,245/mo
Traditional @ 7.5%
$2,121/mo
You save $875/month ($10,504/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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