Laura Jewett

Laura Jewett

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$465,000

($95,642 down)
VA

2360 Wailea Beach Drive, Banning, CA 92220

2
3
2,133 sqft
PITI Monthly
$2,289.28 /mo

Listing courtesy of: Stacy Sooter Sullivan, Realty One Group West

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,639 /mo
$2,659 /mo

What's Special

LARGE CENTER ISLAND
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS
55+ COMMUNITY

Welcome to the highly desirable Emerald Model home located in the prestigious resort-style 55+ community of Sun Lakes Country Club! This single-story home sits on a generous lot of nearly 7,000 sq.ft. As you enter the home, you are greeted by a spacious open floor plan with 2,133 square feet, 10’ ceilings, and recessed lighting. This popular model has a Great Room consisting of the kitchen, living room, and dining room. The oversized kitchen offers tons of storage, counter space, under cabinet lights, and a large center island for casual dining. The living room has lots of natural light, a fireplace, mantel, and French doors leading you out to the breathtaking backyard. Two large primary bedrooms at opposite sides of the home offer walk-in closets, each with full-size bathrooms. Additionally, there’s a den/office with French doors that could be converted into a third bedroom. There’s an additional half bath located in the hallway. Enjoy the generously sized laundry room with a utility sink and pantry located off the kitchen that conveniently leads into the garage. The attached 3-car direct access garage is perfect for two cars and a golf cart, has plenty of storage space, built-in cabinets, and a side door leading out to the backyard. Beautiful private backyard boasts a custom island barbeque, covered patio w/ceiling fan, perfect for hosting outdoor dinners or parties. Well-maintained garden, grass area, and fruit-producing peach and citrus trees. Sun Lakes has much to offer: 2 - 18 Hole Golf Courses, 3 Clubhouses w/fitness centers, libraries and wi-fi in each one, 3 pools and 3 spas (one of each is indoors), 6 Tennis Courts, Pickleball and Paddle Ball Courts, 3 Bocce Ball Courts, Billiards Room, Arts and Crafts Studio, Restaurant/Bar/Lounge, live entertainment, numerous clubs, social groups, and much more! Located close to shopping, restaurants, grocery stores, entertainment, and convenient freeway access. Make sure you see this home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,289.28/mo
Estimated Loan Balance
$375,050
Cash to close
$95,642
Interest Paid
$36,720

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Indoor, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Golf, Gutters, Lake, StreetLights, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $218
  • Tax Annual Amount: $5812.5
  • On Market Date: 2024-10-11T00:00:00.000Z
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Savings Calculator

Current cash to close is $95,642 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $95,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$369,358
Your Cash$95,642
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,639/mo
Traditional @ 7.5%
$2,758/mo
You save $1,119/month ($13,433/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24210188

Listing From:

Last updated: 2025-02-07T18:24:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,639 /mo
$2,659 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,642 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $95,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$369,358
Your Cash$95,642
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,639/mo
Traditional @ 7.5%
$2,758/mo
You save $1,119/month ($13,433/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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