Laura Jewett

Laura Jewett

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$415,000

($77,465 down)
FHA

2359 Linden Street, Atwater, CA 95301

3
2
1,490 sqft
PITI Monthly
$2,980.78 /mo

Listing courtesy of: Jeff Nightengale, London Properties Ltd - Merced

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,243 /mo
$2,295 /mo

What's Special

REMODELED

Welcome to 2359 Linden St. A 3 bedroom 2 full bath on a large lot that includes a shop with approximately 500 sq ft and a completely enclosed sun room approx 170 sq ft with dual pane windows letting in the natural sun light. The open floor plan allows you to watch TV while in the kitchen or while your sitting in the enclosed sun room. The kitchen has been upgraded with granite counter tops, tile floors, gas range, and matching white appliances. Both Bathrooms have also been remodeled with tile showers and granite counter top sinks. The house provides lots of natural light from the sky lights along with newer dual pane windows throughout the home. The backyard is a entertainers paradise with a built in BBQ and large back yard with a storage shed behind the shop. The shop could be used for many things the possibilities are endless maybe a gym, wood working projects,, music room, or even perfect place to ad a ADU (buyer to verify). This home is centrally located and close to all the amenities one might need.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$2,980.78/mo
Estimated Loan Balance
$338,414
Cash to close
$77,465
Interest Paid
$15,632

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $278.52
  • Tax Annual Amount: $5187.5
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,465 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $77,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$337,535
Your Cash$77,465
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,243/mo
Traditional @ 7.5%
$2,381/mo
You save $138/month ($1,658/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25061290

Listing From:

Last updated: 2025-04-03T17:59:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,243 /mo
$2,295 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,465 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $77,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$337,535
Your Cash$77,465
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,243/mo
Traditional @ 7.5%
$2,381/mo
You save $138/month ($1,658/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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