Laura Jewett

Laura Jewett

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Closed

$524,900

($43,589 down)
FHA

23597 N Shore Drive, Emily, MN 56447

2
2
1,885 sqft
PITI Monthly
$3,267.58 /mo

Listing courtesy of: , Kurilla Real Estate LTD

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,426 /mo
$3,586 /mo

What's Special

SERENE
SPACIOUS
FIREPLACE
VAULTED CEILINGS
DECK
LAKE VIEWS
CHARMING
COZY

Nestled on the serene shores of Lake Mary is this charming 2-bedroom 2-bath ¼ log sided home featuring 150’ of shoreline, gradual elevation, a nice hard lake bottom for swimming all on a beautifully wooded lot. Step inside to breathtaking lake views through a wall of lakeside windows with knotty pine tongue-and-groove vaulted ceilings, an open floor plan, a spacious kitchen, a large lakeside deck, main floor laundry…all the convenience you’ll need for main level living. The walk-out lower level features a cozy wood-burning fireplace, a sprawling family room with pine walls, a bar area, a craft room and a huge-screened porch perfect for relaxing and enjoying all sounds of nature. The detached 2-car garage includes a two-bedroom bunkroom with its own half bath – great for additional family and friends. Ideally located just minutes from local amenities…this property is a dream retreat with easy access to 14 nearby lakes. Enjoy canoeing, kayaking, swimming, boating, fishing on the beautiful Emily & Mary Lake Chain! Additional 2BR Sleeping Area with 1/2 BA Bunk Room Located on the Back Side of the Garage. This Additional Fininshed 364 Sq Ft.is Not Added into Finished Sq.Ftg.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.64
Remaining Loan Term
24 years, 10 months
Monthly PITI
$3,267.58/mo
Estimated Loan Balance
$524,407
Cash to close
$43,589
Interest Paid
$94,889

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Free Standing, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Submersible - 4 Inch, Drilled, Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake Mary Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Emily

Financial Details

  • Price per Sqft: $278.46
  • Tax Annual Amount: $3584
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $43,589 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $43,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$481,311
Your Cash$43,589
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,426/mo
Traditional @ 7.5%
$3,720/mo
You save $1,294/month ($15,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6602137

Listing From: northstar

Last updated: 2024-10-18T21:01:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,426 /mo
$3,586 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $43,589 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $43,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$481,311
Your Cash$43,589
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,426/mo
Traditional @ 7.5%
$3,720/mo
You save $1,294/month ($15,528/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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