Laura Jewett

Laura Jewett

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Closed

$869,999

($149,816 down)
FHA

23506 Barona Mesa Road, Ramona, CA 92065

4
2
1,930 sqft
PITI Monthly
$6,160.16 /mo

Listing courtesy of: Karin Vantuchova, Option West Realty

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,513 /mo
$4,998 /mo

What's Special

REMODELED
LOCATION
OPEN CONCEPT
SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
CLUBHOUSE
COZY
SOLAR PANELS

Welcome to your DREAM HOME, nestled in the serene San Diego Country Estates ! This stunning, single-story residence with 1,930sq.ft. of thoughtfully designed living space, situated on a generous half-acre lot, seamlessly blends modern living with the natural beauty of its surroundings. Boasting FOUR SPACIOUS BEDROOMS and TWO beautifully updated BATHROOMS, this home is designed to accommodate a variety of lifestyles. It is ideal for families, or those seeking extra space for their guests. The open concept layout creates an inviting space and the NEWLY INSTALLED VINYL FLOORING enhances the home's contemporary appeal, while the warm tones of the cozy WOOD BURNING FIREPLACE in the living room, make it a perfect spot, for those chilly winter evenings. The heart of the home is the recently REMODELED KITCHEN, where no details have been overlooked. Featuring BRAND NEW STAINLESS STEEL APPLIANCES, sleek QUARTZ COUNTERTOPS, SOFT-CLOSING CABINETRY, making this kitchen both stylish and practical. LARGE ISLAND with additional seating and storage, makes it a delightful place for cooking and entertaining. Adding to the home allure is a 900sq.ft. BACKYARD STRUCTURE, with ADDITIONAL 2 CAR DETACHED TANDEM GARAGE, side GYM AREA, as well as BONUS ROOM complete, with ITS OWN BATHROOM, makes THIS HOME that much more UNIQUE and OFFERS ENDLESS POSSIBILITIES, with ADDITIONAL SPACE and flexibilities to meet your needs. To ToP It Off, the HOME COMES with OWNED SOLAR PANELS, ensuring ENERGY EFFICIENCY and significantly LOWERING UTILITY COSTS. The property LOW-MAINTENANCE LANDSCAPING, is designed to maximize outdoor enjoyment, while minimizing upkeep. The FRONT & BACK YARDS feature DROUGHT-TOLLERANT PLANTS, enhancing the home's friendly appeal. The home location is not only TRANQUIL, but also HIGHLY CONVENIENT, combining serenity of COUNTRY LIVING, with proximity of local CONVENIECES, EXCELENT SCHOOLS and RECREATIONAL OPPORTUNITIES. Private, yet a short golf cart ride will take you to the San Vicente 18 HOLE Golf Course, designed by renowned Ted Robinson, perfect for Golfers, of All Skill Levels. The COMMUNITY also Offers, CLUBHOUSE, RESTAURANT, HOTEL, COUNTRY CLUB, POOL, SPA, TENNIS AND PICKLE BALL COURTS and so much more. This Property isn't just a home, it's a lifestyle... Don't Miss This Opportunity, To Make It YOURS and Schedule Your Viewing Today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$6,160.16/mo
Estimated Loan Balance
$720,995
Cash to close
$149,816
Interest Paid
$104,913

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 5
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Golf, Hiking, HorseTrails, Mountainous, Park
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $450.78
  • Tax Annual Amount: $10875
  • On Market Date: 2025-02-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $149,816 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $149,816!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$720,183
Your Cash$149,816
Total Purchase Price:$869,999

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,513/mo
Traditional @ 7.5%
$5,184/mo
You save $671/month ($8,055/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25027307

Listing From:

Last updated: 2025-03-04T01:28:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,513 /mo
$4,998 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,816 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $149,816!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$720,183
Your Cash$149,816
Total Purchase Price:$869,999

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,513/mo
Traditional @ 7.5%
$5,184/mo
You save $671/month ($8,055/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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