Laura Jewett

Laura Jewett

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Closed

$309,900

($232,258 down)
FHA

234 Kennard Street, Saint Paul, MN 55106

6
3
2,374 sqft
PITI Monthly
$1,430.24 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.75%
7.15%

Principal & Interest

$606 /mo
$844 /mo

What's Special

LOCATION
LARGE CENTER ISLAND
DINING
DECK

Welcome home! This Saint Paul 2 story is screaming potential. With 5 bedrooms and 3 baths, a few cosmetic updates would really make this home shine. 3 bedrooms and a 3/4 bath up and 2 bedrooms with a full bath on the main level. Hardwood and tile flooring and a formal dining room are just a few of features you'll love about this home. The kitchen boasts tons of cabinetry and a large center island as well. The lower level features tons of storage, a huge family room and a bonus room as well as a 3/4 bath. There is a wonderful deck space off the dining room as well as a privacy fenced backyard which features an 8x10 storage shed, huge raised bed garden and a fire pit. You won't believe all the options for your oversized 2 car garage with a massive loft space accessible by the pull down ladder. Nestled in a gorgeous neighborhood and just minutes from downtown and the highway, this location is wonderful. So much pride of ownership in this neighborhood making this home a real equity earner! Nearly impossible to find this amount of bedrooms, bathrooms and square footage under $350,000! bring your time and sweat and this one is sure to be a knock out! Set your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
13 years, 2 months
Monthly PITI
$1,430.24/mo
Estimated Loan Balance
$88,349
Cash to close
$232,258
Interest Paid
$43,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: John W Farvours Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $130.54
  • Tax Annual Amount: $7092
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $232,258 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $232,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$77,642
Your Cash:$232,258
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$606/mo
Traditional @ 7.5%
$872/mo
You save $266/month ($3,198/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6508986

Listing From: northstar

Last updated: 2024-12-26T20:47:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$606 /mo
$844 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,258 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $232,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$77,642
Your Cash:$232,258
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$606/mo
Traditional @ 7.5%
$872/mo
You save $266/month ($3,198/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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