Laura Jewett

Laura Jewett

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Closed

$799,999

($172,075 down)
FHA

2346 Winchester Loop, Discovery Bay, CA 94505

5
3
2,778 sqft
PITI Monthly
$4,306.48 /mo

Listing courtesy of: Michelle Stornetta, Marples & Associates

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,632 /mo
$4,364 /mo

What's Special

REMODELED

Come enjoy the Lake Shore community and the Beautiful lake. This home offers 5 bedrooms and 2,5 bath,fully Remodeled with upgrades to the house: Custom paint, flooring upgraded baths & kitchen. Shows extremely well Setting: Quiet, warm entry, peaceful courtyard. 3 Car garage. This is a must see home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,306.48/mo
Estimated Loan Balance
$629,516
Cash to close
$172,075
Interest Paid
$88,724

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Stone

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stone, Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: LAKESHORE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: LAKESHORE HOA
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Discovery Bay

Financial Details

  • Price per Sqft: $287.98
  • Tax Annual Amount: $
  • On Market Date: 2024-09-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $172,075 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $172,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$627,924
Your Cash$172,075
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,632/mo
Traditional @ 7.5%
$4,527/mo
You save $894/month ($10,733/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41073230

Listing From:

Last updated: 2024-12-05T05:18:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,632 /mo
$4,364 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,075 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $172,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$627,924
Your Cash$172,075
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,632/mo
Traditional @ 7.5%
$4,527/mo
You save $894/month ($10,733/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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