Laura Jewett

Laura Jewett

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Closed

$729,000

($520,958 down)
VA

23417 Everett Pl, Ramona, CA 92065

3
2
1,640 sqft
PITI Monthly
$1,394.41 /mo

Listing courtesy of: Nancy Maranan, Berkshire Hathaway HomeServices California Properties

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,178 /mo
$1,445 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
RENOVATED
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
DOUBLE VANITY
PATIO
CUL-DE-SAC
CHARMING
COZY
EFFICIENT

This fantastic single-story home on a quiet cul-de-sac features a long driveway w/ mature landscaping w/ Canary & Sago Palms. Fully paid solar system & newer tile roof. Inside the home, you’ll enjoy luxury vinyl plank flooring, an upgraded kitchen w/ granite countertops & stainless-steel appliances, a cozy living room w/ a fireplace, an elegant dining room. The master suite offers a fully renovated bath: new double vanity w/ cultured marble counters, upgraded shower, tile floors, walk-in closet, backyard access through sliding door w/ plantation shutters. Second & third  bedrooms are very spacious. Other upgrades include dual pane windows & sliding doors, crown molding, new garage door & motor w/ wireless/keyless entry, , updated ductwork, energy-efficient lighting, & a redone sewer line. The spacious backyard is ideal for entertaining, a patio with California native landscaping, new grass, & horse corrals. This home is move-in ready & waiting for you to enjoy all it offers! This single story charmer is located in San Diego Country Estate SDCE, a vibrant community that offers a wealth of amenities including the San Vicente Golf Course and Golf Clubs, the San Vicente Lodge, and equestrian facilities. Whether hosting weddings and events or enjoying the convenience of RV storage, this community has it all. For dining, you’ll love the options at San Vicente Resort’s The Oak Grille & Par Lounge, as well as other restaurants and a sports bar. Recreational opportunities abound with resort/spa, aquatics, racket sports, a recreation center, hiking/biking trails and parks. Experience a charming community with an outdoor lifestyle in a country setting! SDCE is also known for its traditions and celebrations, making it a truly special place to call home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$1,394.41/mo
Estimated Loan Balance
$208,584
Cash to close
$520,958
Interest Paid
$27,440

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estate
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $444.51
  • Tax Annual Amount: $
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $520,958 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $520,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$208,042
Your Cash:$520,958
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,178/mo
Traditional @ 7.5%
$1,499/mo
You save $322/month ($3,858/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020376SD

Listing From:

Last updated: 2024-10-07T21:14:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,178 /mo
$1,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $520,958 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $520,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$208,042
Your Cash:$520,958
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,178/mo
Traditional @ 7.5%
$1,499/mo
You save $322/month ($3,858/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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