Laura Jewett

Laura Jewett

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Closed

$449,000

($288,014 down)
FHA

2326 E CULVER Street, Phoenix, AZ 85006

3
2
1,440 sqft
PITI Monthly
$995.97 /mo

Listing courtesy of: Craig A Young, REI Marketing

Assumed Rate

2.31%
7.15%

Principal & Interest

$673 /mo
$1,179 /mo

What's Special

FIREPLACE
VAULTED CEILINGS

Unbelievable character and quality had been retained with this pristine , restored and updated 1930 built Craftsman Bungalow with absolutley no expense spared. Triple pane Pella windows, Solid Cherry plank floors, Vaulted Ceilings, Leaded glass doors, Extensive built in custom cabinetry and shelving , stunning period correct fireplace surround, Incredible secured parking with room for 3 cars in secure 11 x 60 carport with electric door and a large 16 x 30 detached garage that could have a multitude of uses. Tankless Hot water , Trane HVAC , 200 Amp panel , State of the art security system and more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.31
Remaining Loan Term
25 years, 9 months
Monthly PITI
$995.97/mo
Estimated Loan Balance
$164,932
Cash to close
$288,014
Interest Paid
$16,289

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Brick Veneer, Brick
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1.5
  • Carport: Yes
  • Carport Spaces: 4.5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Other (See Remarks), Ranch
Materials
  • Brick Veneer, Brick
  • Roof: Composition
Condition
  • Year Built: 1930
Details
  • Builder: Craftsman Bungalow

Community & HOA

Community
  • Subdivision: BONNIE BRIAR
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $311.81
  • Tax Annual Amount: $594
  • On Market Date: 2024-07-04T07:21:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $288,014 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $288,014!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.31% Sellers Rate
$160,986
Your Cash:$288,014
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.31%
$673/mo
Traditional @ 7.5%
$1,223/mo
You save $550/month ($6,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6676684

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-01T08:05:57.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.31%
7.15%

Principal & Interest

$673 /mo
$1,179 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $288,014 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $288,014!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.31% Sellers Rate
$160,986
Your Cash:$288,014
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.31%
$673/mo
Traditional @ 7.5%
$1,223/mo
You save $550/month ($6,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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