Laura Jewett

Laura Jewett

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Closed

$624,900

($101,951 down)
VA

2326 32nd Street, National City, CA 91950

2
1
1,026 sqft
PITI Monthly
$3,131.19 /mo

Listing courtesy of: Leslie Peraza, Finest City Homes & Loans

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,315 /mo
$3,765 /mo

What's Special

MOVE-IN READY
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
SOLAR PANELS
NO HOA
RENTAL INCOME
INVESTMENT OPPORTUNITY

FLAT LOT. DETACHED GARAGE UNIT. MOVE-IN READY. SOLAR PANELS. Just moments away from the I-805 Freeway and local schools, this single-story home offers pride of ownership. Featuring a detached garage conversion, this property is already generating passive rental income with an additional bed, bath, and kitchenette space NOT reflected in the total bed/bath/sqft. Our favorite feature on the property is the OPPORTUNITY to add rental income through additional ADU and JADU features. The main home has arched doorways, original hardwood floors, and an open floor plan. The bathroom is elegantly updated with modern vanities, updated showers, chic light fixtures, and luxurious countertops. The updated kitchen is a showstopper with antique white cabinetry, granite countertops, and stainless steel appliances. With over 6,000 square feet there is plenty of room to expand this long-term investment opportunity. Plus, with no HOA fees, this home stands out as the best opportunity in the 91950 area. Don’t miss your chance to experience the finest in San Diego living—THIS is your sign to swing by 32nd Street.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,131.19/mo
Estimated Loan Balance
$527,162
Cash to close
$101,951
Interest Paid
$50,393

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1938
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Golf, StormDrains
HOA
  • Has HOA: No
Location
  • Region: National City

Financial Details

  • Price per Sqft: $609.06
  • Tax Annual Amount: $7811.25
  • On Market Date: 2024-11-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,951 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $101,951!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$522,949
Your Cash$101,951
Total Purchase Price:$624,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,315/mo
Traditional @ 7.5%
$3,906/mo
You save $1,591/month ($19,095/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406810

Listing From:

Last updated: 2024-11-09T02:05:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,315 /mo
$3,765 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,951 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $101,951!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$522,949
Your Cash$101,951
Total Purchase Price:$624,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,315/mo
Traditional @ 7.5%
$3,906/mo
You save $1,591/month ($19,095/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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