Laura Jewett

Laura Jewett

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Closed

$880,000

($286,985 down)
VA

231 Vineyard Ct, San Marcos, CA 92069

3
3
1,987 sqft
PITI Monthly
$4,966.77 /mo

Listing courtesy of: Ivan Acosta, eXp Realty of California, Inc.

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,771 /mo
$4,059 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
QUIET NEIGHBORHOOD
CHARMING

Discover the perfect blend of comfort and convenience in this charming 3-bedroom, 2.5-bathroom, 1987 square foot home. As you step inside, you'll be greeted by a light and bright interior, accentuated by the gleaming hardwood floors that flow through the living areas. The spacious kitchen is a chef's dream, offering ample counter space and storage. With a 2-car garage, you'll have plenty of room for parking and storage. Situated in a quiet neighborhood, this home is also close to parks, making it ideal for outdoor enthusiasts. Additionally, its proximity to a top-rated Montessori preschool adds to the appeal of this wonderful property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$4,966.77/mo
Estimated Loan Balance
$594,193
Cash to close
$286,985
Interest Paid
$66,986

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Vineyard At San Marcos
  • HOA Amenities: Unknown
  • HOA Fee: $220
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $442.88
  • Tax Annual Amount: $11000
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $286,985 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $286,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$593,015
Your Cash$286,985
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,771/mo
Traditional @ 7.5%
$4,211/mo
You save $439/month ($5,273/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240021201SD

Listing From:

Last updated: 2025-02-26T19:46:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,771 /mo
$4,059 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $286,985 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $286,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$593,015
Your Cash$286,985
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,771/mo
Traditional @ 7.5%
$4,211/mo
You save $439/month ($5,273/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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