Laura Jewett

Laura Jewett

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Closed

$589,888

($440,822 down)
FHA

231 Janet Avenue, Grover Beach, CA 93433

2
1
883 sqft
PITI Monthly
$1,827.41 /mo

Listing courtesy of: Aaron Zidenberg, Corcoran Icon Properties

Assumed Rate

3.35%
7.15%

Principal & Interest

$902 /mo
$1,382 /mo

What's Special

DINING
SPACIOUS
LANDSCAPED
CHARMING
NO HOA
55+ COMMUNITY

Welcome to this delightful 883 square foot twin home located in a highly desirable 55+ community in Grover Beach. This charming single-family residence features two bedrooms and one bathroom. As you step inside, you'll be greeted by a sunlit living room with a large window. The dining room is located next to the kitchen and from the dining room is a step down to the sunroom. The sunroom boasts a skylight and tiled floor, which gives brightness and warmth to the home. Access to the backyard is through the sunroom's sliding glass door. The alley-style kitchen has plenty of cabinets with a refrigerator, stove, and a microwave above the stove. Both bedrooms offer peaceful backyard views. The second bedroom makes a great office, workout space, or guest room. The entire home is complemented with double-pane windows.The home includes a spacious two-car garage with laundry hookups and plenty of storage. It also enjoys the added benefit of having no neighbors directly across the street, providing a sense of privacy and openness. The front and backyard are attractively landscaped and designed for easy upkeep so you can enjoy the property with minimal effort. Listing includes a $3,000 flooring budget. No HOA fees.This property offers a perfect blend of comfort, convenience, and charm. Don't miss the chance to make this wonderful home your own. Tenant occupied please make an appointment to view, thanks!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$1,827.41/mo
Estimated Loan Balance
$149,550
Cash to close
$440,822
Interest Paid
$72,182

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Annually
Location
  • Region: Grover Beach

Financial Details

  • Price per Sqft: $668.05
  • Tax Annual Amount: $7373.6
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $440,822 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $440,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$149,066
Your Cash:$440,822
Total Purchase Price:$589,888

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$902/mo
Traditional @ 7.5%
$1,434/mo
You save $532/month ($6,381/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224003558

Listing From:

Last updated: 2024-09-13T23:55:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$902 /mo
$1,382 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $440,822 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $440,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$149,066
Your Cash:$440,822
Total Purchase Price:$589,888

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$902/mo
Traditional @ 7.5%
$1,434/mo
You save $532/month ($6,381/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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