Laura Jewett

Laura Jewett

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Closed

$525,000

($254,660 down)
FHA

2312 E Beautiful Lane, Phoenix, AZ 85042

3
2
1,902 sqft
PITI Monthly
$2,048.33 /mo

Listing courtesy of: Lisa M Harris, Citiea

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,403 /mo
$2,034 /mo

What's Special

GATED COMMUNITY
SPACIOUS
GRANITE COUNTERTOPS
COMMUNITY POOL
WALKING TRAILS
PLAYGROUND

Nestled at the base of South Mountain, this spacious 3-bed/2-bath home plus DEN offers the perfect layout at 1,902 SqFt. This small GATED community features a large COVERED playground complete with seating and community BBQ grills and also features a community POOL. The upgraded kitchen features beautiful dark cabinetry with crown molding, GRANITE countertops, an under-mount sink, large pantry and the highly desirable GAS STOVE. Throughout the home, you'll find plank-style tile floors and faux wood blinds. Livingroom is ready for entertaining with PRE WIRED surround sound and an open floor plan. The large backyard has all the hard (and expensive) work done for you!! .... complete with artificial grass, a paved walkway to the gate, and a paved spacious seating area, all that's left are your personal touches. Plus, upgraded attic insulation paired with dual pane windows ensures year-round energy efficiency. This home is the complete package near tons of hiking, biking and walking trails and only 15 min from down town Phoenix, what more could you want?

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,048.33/mo
Estimated Loan Balance
$305,481
Cash to close
$254,660
Interest Paid
$61,352

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric, ENERGY STAR Qualified Equipment
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: Beazer Homes

Community & HOA

Community
  • Subdivision: MOUNTAIN TRAILS WEST
  • Features: Gated Community, Community Pool, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Mtn Trails Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $170
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $276.03
  • Tax Annual Amount: $3186
  • On Market Date: 2024-10-18T01:50:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $254,660 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $254,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$270,340
Your Cash$254,660
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,403/mo
Traditional @ 7.5%
$2,109/mo
You save $706/month ($8,477/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6772701

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-02T19:04:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,403 /mo
$2,034 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,660 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $254,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$270,340
Your Cash$254,660
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,403/mo
Traditional @ 7.5%
$2,109/mo
You save $706/month ($8,477/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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