Laura Jewett

Laura Jewett

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Closed

$450,000

($149,552 down)
FHA

230 Miner Street, Idaho Springs, CO 80452

2
1
881 sqft
PITI Monthly
$2,299.11 /mo

Listing courtesy of: Janet Clark, MV Realty of Colorado LLC

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,883 /mo
$2,062 /mo

What's Special

DINING

GOOD THINGS DO COME IN SMALL PACKAGES!!! This is an immaculate little cottage. Yes it is small but it has "panache" and has a masterfully designed layout. Starting with the kitchen and convenient laundry room, dining room and living room. TV wall mounts will stay with the home. The home sits on two lots and has a storage shed, and fenced back yard. There is a carport and two additional parking spaces. This is a must see, snap it up before someone else does.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
28 years, 0 months
Monthly PITI
$2,299.11/mo
Estimated Loan Balance
$301,071
Cash to close
$149,552
Interest Paid
$37,846

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Active Solar, Baseboard
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition, Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition, Unknown
Condition
  • Year Built: 1906
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Idaho Springs
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Idaho Springs

Financial Details

  • Price per Sqft: $510.78
  • Tax Annual Amount: $1509
  • On Market Date: 2024-05-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $149,552 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $149,552!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$300,448
Your Cash$149,552
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,883/mo
Traditional @ 7.5%
$2,139/mo
You save $255/month ($3,061/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3074261

Listing From: recolorado

Last updated: 2024-07-16T19:40:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,883 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,552 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $149,552!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$300,448
Your Cash$149,552
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,883/mo
Traditional @ 7.5%
$2,139/mo
You save $255/month ($3,061/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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