Laura Jewett

Laura Jewett

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$659,999

($329,073 down)
FHA

230 California Street, Santa Paula, CA 93060

2
1
784 sqft
PITI Monthly
$2,856.94 /mo

Listing courtesy of: Anabella Diego, eXp Realty of Greater Los Angeles, Inc.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,739 /mo
$2,520 /mo

What's Special

INVESTORS
REMODELED
MODERN
MOUNTAIN VIEWS
CHARMING
RENTAL INCOME

Charming 2-Bedroom Home in Santa Paula with Rental Potential! Discover this beautifully remodeled 2-bedroom, 1-bathroom home in the heart of Santa Paula. Featuring a fresh and modern interior, this home offers comfortable living with stunning mountain views. The detached garage presents a fantastic opportunity for potential rental income or an ADU conversion. Conveniently located near the freeway for easy commuting, this home is perfect for first-time buyers, investors, or those looking to downsize. Don't miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,856.94/mo
Estimated Loan Balance
$335,700
Cash to close
$329,073
Interest Paid
$76,031

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: BarbedWire
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1937
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $841.84
  • Tax Annual Amount: $8249.99
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,073 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $329,073!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$330,926
Your Cash$329,073
Total Purchase Price:$659,999

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,739/mo
Traditional @ 7.5%
$2,614/mo
You save $875/month ($10,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28953

Listing From:

Last updated: 2025-03-29T12:22:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,739 /mo
$2,520 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,073 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $329,073!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$330,926
Your Cash$329,073
Total Purchase Price:$659,999

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,739/mo
Traditional @ 7.5%
$2,614/mo
You save $875/month ($10,505/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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