Laura Jewett

Laura Jewett

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$345,000

($144,389 down)
FHA

229 13th Street, Greeley, CO 80631

3
2
1,229 sqft
PITI Monthly
$1,411.32 /mo

Listing courtesy of: Joe Chimenti, NextHome Front Range

Assumed Rate

3.45%
7.15%

Principal & Interest

$997 /mo
$1,509 /mo

What's Special

DECK
CHARMING
COZY

Fantastic corner lot property and excellent opportunity for this time home buyers. This charming 3-edroom, 2-bath residence welcomes you with a front porch that sets an inviting atmosphere. Inside, you'll find a cozy living room with high ceilings, a fresh palette, and warm hardwood flooring throughout. The well-appointed kitchen comes with butcher's block countertops, rustic wood backsplash, ample cabinetry, a pantry, and new built-in appliances for an enjoyable culinary experience. The ground-level primary bedroom includes plush carpeting and a private bathroom for added convenience. Upstairs, the cozy loft provides a versatile space for work or relaxation. Here, you'll find two additional bedrooms for a private retreat for inhabitants. Outside, enjoy relaxing evenings on the freshly stained deck. Ideally located close to schools, parks, and restaurants. Don't miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,411.32/mo
Estimated Loan Balance
$209,938
Cash to close
$144,389
Interest Paid
$36,047

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Greeley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $280.72
  • Tax Annual Amount: $1275
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,389 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $144,389!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$200,611
Your Cash$144,389
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$997/mo
Traditional @ 7.5%
$1,565/mo
You save $568/month ($6,817/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3211062

Listing From: recolorado

Last updated: 2025-03-20T15:40:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$997 /mo
$1,509 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,389 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $144,389!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$200,611
Your Cash$144,389
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$997/mo
Traditional @ 7.5%
$1,565/mo
You save $568/month ($6,817/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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