Laura Jewett

Laura Jewett

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$455,000

($221,080 down)
VA

2292 Ponderosa Lane, Bullhead City, AZ 86442

3
2
1,848 sqft
PITI Monthly
$1,404.83 /mo

Listing courtesy of: Suzanne Barton, BH Keller Williams Arizona Living Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,057 /mo
$1,745 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
PATIO
LANDSCAPED

Welcome to Arroyo Vista Estates where pride of ownership is evident! Immaculate home inside and out! The home is solar powered and fully paid! Beautifully landscaped front and rear yards! Inviting entry to an open spacious interior with upgraded ceiling fans w/lights... fireplace in the living room...decorative pot shelves and tile flooring! The well appointed kitchen features granite counters... pantry... electric smooth top stove... built in microwave... dishwasher and a casual dining area! The home features 3 bedrooms with 2 bathrooms. The main bedroom is large and features a separate office area... dual sink vanity...easy access step in shower and a walk in closet! The back yard has a park like feel, featuring a covered patio... pavered walkway...palm trees...easy care rock and privacy block wall fencing! HUGE RV carport with hookups! Beautiful home at a great price! Call your Realtor today for an appointment!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,404.83/mo
Estimated Loan Balance
$235,978
Cash to close
$221,080
Interest Paid
$29,002

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Stucco, WoodFrame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Stucco, WoodFrame
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Arroyo Vista Estates BHC
  • Features: Curbs, Gutters
HOA
  • Has HOA: Yes
  • HOA Name: Buck Reynolds
  • HOA Amenities: Unknown
  • HOA Fee: $108
  • HOA Frequency: $Quarterly
Location
  • Region: Bullhead City

Financial Details

  • Price per Sqft: $246.21
  • Tax Annual Amount: $2170
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $221,080 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $221,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$233,920
Your Cash$221,080
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,057/mo
Traditional @ 7.5%
$1,810/mo
You save $752/month ($9,029/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 026227

Listing From:

Last updated: 2025-03-25T19:43:14.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,057 /mo
$1,745 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,080 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $221,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$233,920
Your Cash$221,080
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,057/mo
Traditional @ 7.5%
$1,810/mo
You save $752/month ($9,029/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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