Laura Jewett

Laura Jewett

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Pending

$515,000

($90,564 down)
FHA

22860 S 226TH Street, Queen Creek, AZ 85142

4
2
1,942 sqft
PITI Monthly
$3,116.2 /mo

Listing courtesy of: Colby Barnes, Citiea

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,471 /mo
$2,969 /mo

What's Special

SERENE
SPACIOUS
STAINLESS STEEL APPLIANCES
MASTER SUITE
PRIVATE BACKYARD

This stunning 4-bedroom home offers the perfect blend of comfort and style. The spacious kitchen boasts an extended island, stainless steel appliances, a gas range, and a walk-in pantry—ideal for entertaining. Relax in the serene master suite with an upgraded garden tub. The private backyard backs to a scenic walking path, offering peaceful views with no rear neighbors. Located in the heart of Meridian, enjoy 229 acres of open space, eight parks, biking trails, and a splash pad. Whether hosting, exploring, or unwinding, this home is designed for lasting memories. Come see it today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,116.2/mo
Estimated Loan Balance
$425,544
Cash to close
$90,564
Interest Paid
$60,360

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: William Lyon Homes

Community & HOA

Community
  • Subdivision: CHURCH FARM PARCEL E1
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Meridian
  • HOA Amenities: Unknown
  • HOA Fee: $102
  • HOA Frequency: $Monthly
Location
  • Region: Queen Creek

Financial Details

  • Price per Sqft: $265.19
  • Tax Annual Amount: $2006
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $90,564 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $90,564!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$424,436
Your Cash$90,564
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,471/mo
Traditional @ 7.5%
$3,079/mo
You save $608/month ($7,302/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813881

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T19:45:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,471 /mo
$2,969 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,564 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $90,564!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$424,436
Your Cash$90,564
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,471/mo
Traditional @ 7.5%
$3,079/mo
You save $608/month ($7,302/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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