Laura Jewett

Laura Jewett

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Closed

$329,999

($24,083 down)
FHA

22743 N DIAMOND Drive, Maricopa, AZ 85138

3
2
1,540 sqft
PITI Monthly
$2,274.59 /mo

Listing courtesy of: John Evenson, Real Broker

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,706 /mo
$2,152 /mo

What's Special

SERENE
SHOPPING
SPACIOUS

This meticulously designed 3-bedroom, 2-bathroom Puffin floorplan seamlessly blends indoor and outdoor living. Featuring a spacious great room with a 12-foot sliding door, 10-foot ceilings, and stunning quartz countertops, this home offers both style and functionality. The gourmet kitchen boasts high-end cabinetry, a gas range, and an oversized walk-in pantry, while tile flooring is featured in all the right places. Designed for energy efficiency, this home also includes Smart Home technology, window coverings, and desert landscaping in both the front and backyard. Additional highlights include a water softener with reverse osmosis system. The community offers serene lakes for fishing and kayaking, and is conveniently located near shopping and town. . A true gem, impeccably maintained.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,274.59/mo
Estimated Loan Balance
$306,784
Cash to close
$24,083
Interest Paid
$44,019

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: RANCHO EL DORADO PHASE III PARCEL 59
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Red Phase 3
  • HOA Amenities: Unknown
  • HOA Fee: $73
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $214.29
  • Tax Annual Amount: $2310
  • On Market Date: 2025-01-04T05:40:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $24,083 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $24,083!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$305,916
Your Cash$24,083
Total Purchase Price:$329,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,706/mo
Traditional @ 7.5%
$2,232/mo
You save $526/month ($6,308/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6800108

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-04T06:45:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,706 /mo
$2,152 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,083 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $24,083!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$305,916
Your Cash$24,083
Total Purchase Price:$329,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,706/mo
Traditional @ 7.5%
$2,232/mo
You save $526/month ($6,308/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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