Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$490,000

($49,881 down)
FHA

22706 N 184TH Avenue, Surprise, AZ 85387

4
3
2,421 sqft
PITI Monthly
$3,597.04 /mo

Listing courtesy of: Marlene Cerreta, Cerreta Real Estate

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,959 /mo
$3,035 /mo

What's Special

SPACIOUS
MODERN

Assumable Loan at 4.87%! Stunning new build at 22706 N 184th Ave in North Copper Canyon! Priced at $499,000, this 4-bed, 3-bath home offers 2,421 sq ft of modern living space on a private corner lot. Featuring a trendy gray color scheme, stylish light fixtures, and elegant finishes throughout, this Pastora model by LandSea is perfect for families and entertainers. Enjoy a spacious layout with six bedrooms, a massive epoxy garage, and a move-in-ready design. Located in a growing community with easy access to Grand Ave and top-rated schools. Don't miss your chance to own this exceptional home—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,597.04/mo
Estimated Loan Balance
$441,390
Cash to close
$49,881
Interest Paid
$71,483

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: LandSea

Community & HOA

Community
  • Subdivision: NORTH COPPER CANYON PARCEL 3.1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Kestrel Prop. Mgmt.
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $202.4
  • Tax Annual Amount: $1834
  • On Market Date: 2024-11-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,881 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$440,119
Your Cash$49,881
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,959/mo
Traditional @ 7.5%
$3,148/mo
You save $189/month ($2,264/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6778432

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T22:48:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,959 /mo
$3,035 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,881 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$440,119
Your Cash$49,881
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,959/mo
Traditional @ 7.5%
$3,148/mo
You save $189/month ($2,264/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.