Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,580,000

($797,036 down)
VA

226 Treasure Drive, San Marcos, CA 92078

5
4
3,624 sqft
PITI Monthly
$5,840.89 /mo

Listing courtesy of: Randall Parkes, Compass

Assumed Rate

3.48%
7.15%

Principal & Interest

$3,895 /mo
$5,873 /mo

What's Special

SHOPPING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
PRIVATE BACKYARD
MOUNTAIN VIEWS
SAFE
SOLAR PANELS

Welcome to 226 Treasure Dr, an exceptional home in the highly sought-after Rancho Tesoro community of San Marcos. This 5-bedroom, 3.5-bathroom Westerly residence spans 3,624 square feet of meticulously designed living space, featuring high ceilings, expansive windows, and an open-concept layout. The chef’s kitchen is a standout with a massive island, quartz countertops, premium stainless steel appliances, a $10K Daycor refrigerator, beverage fridge, and brand-new GE Profile dishwasher and Panasonic microwave. A custom coffee bar and additional upper cabinets add both style and functionality. The living area is equally impressive, showcasing a custom electric fireplace with integrated 7.1 home theater ceiling mounted craft speaker system and elegant lighting. A guest bedroom and full bath on the main level provide convenience for visitors. Upstairs, a spacious loft with mountain views is also pre-wired for surround sound, making it an ideal media or relaxation space. The primary suite is a private retreat, offering a spa-like ensuite with dual vanities, an oversized shower, a soaking tub, and a massive walk-in closet. An adjoining movie room/retreat enhances the luxury experience of the master. Throughout the home, a whole-house surround sound system delivers premium audio, while a custom audio cabinet with cooling fans ensures top performance. Smart home automation allows control of BBQ, outdoor, garage, and patio lighting, Google thermostats, and even a waterfall. Outside, the California Room with a fireplace and outdoor TV outlets extends your living space into a private backyard oasis. The fully upgraded garage features epoxy flooring, ceiling-mounted storage, and custom cabinets. Both AC condensers have been upgraded with capacitors and surge protectors for enhanced efficiency and safety. Adding to the home’s energy efficiency, solar panels harness year-round sunshine for sustainable power. Located near top-rated schools, shopping, hospitals, and upcoming parks, this home seamlessly blends luxury, technology, and convenience. Don’t miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.48
Remaining Loan Term
25 years, 0 months
Monthly PITI
$5,840.89/mo
Estimated Loan Balance
$933,091
Cash to close
$797,036
Interest Paid
$143,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Zoned
  • Heating: NaturalGas, Zoned
Features
  • Materials: Brick, ShingleSiding, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Brick, ShingleSiding, Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Biking, DogPark, Fishing, Gutters, Hiking, Lake, Mountainous, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Tesoro Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $435.98
  • Tax Annual Amount: $19750
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $797,036 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $797,036!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$782,964
Your Cash:$797,036
Total Purchase Price:$1,580,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$3,895/mo
Traditional @ 7.5%
$6,092/mo
You save $2,197/month ($26,364/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ND25024356

Listing From:

Last updated: 2025-03-21T20:39:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.48%
7.15%

Principal & Interest

$3,895 /mo
$5,873 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $797,036 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $797,036!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$782,964
Your Cash:$797,036
Total Purchase Price:$1,580,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$3,895/mo
Traditional @ 7.5%
$6,092/mo
You save $2,197/month ($26,364/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.