Laura Jewett

Laura Jewett

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Closed

$449,900

($119,468 down)
VA

226 Harriet Street N, Stillwater, MN 55082

3
2
1,574 sqft
PITI Monthly
$2,177.98 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,828 /mo
$2,305 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
PATIO
HISTORIC
CHARMING
COZY
EFFICIENT

Welcome to your dream home just minutes from downtown Stillwater! This stunning three-bedroom, two-bathroom residence offers the perfect blend of modern updates and a prime location. Imagine being within walking distance to all that historic downtown Stillwater has to offer, from charming boutiques to gourmet dining. Features include cement board siding, energy-efficient Andersen windows and doors. The open-concept kitchen is a chef’s delight, featuring solid surface countertops, stainless steel appliances, and custom hickory cabinets with soft-close drawers. Hardwood floors flow throughout the main level, leading to a cozy living room centered around a Fieldstone gas fireplace. The primary bedroom complete with a spacious walk-in closet and access to your paver patio. The lower level has heated tiled floors and great walk in shower. The insulated garage with epoxy floors provides ample space for your vehicles and storage needs. Additionally, there’s an incredible studio space, perfect for a home office, creative studio, or a private guest suite. This home is truly a rare find in an unbeatable location. Don’t miss your chance to live in a beautifully updated home, just a stone’s throw from the heart of downtown Stillwater!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,177.98/mo
Estimated Loan Balance
$332,686
Cash to close
$119,468
Interest Paid
$44,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Radiant Floor
Features
  • Materials: Brick/Stone, Fiber Cement
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age 8 Years or Less, Architecural Shingle, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Fiber Cement
  • Roof: Age 8 Years or Less, Architecural Shingle, Pitched
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thompson Parker & Mowers Add 02
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Stillwater

Financial Details

  • Price per Sqft: $285.83
  • Tax Annual Amount: $2403
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,468 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $119,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$330,432
Your Cash$119,468
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,828/mo
Traditional @ 7.5%
$2,391/mo
You save $563/month ($6,756/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6589177

Listing From: northstar

Last updated: 2024-09-25T18:28:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,828 /mo
$2,305 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,468 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $119,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$330,432
Your Cash$119,468
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,828/mo
Traditional @ 7.5%
$2,391/mo
You save $563/month ($6,756/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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