Laura Jewett

Laura Jewett

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Closed

$729,000

($318,936 down)
FHA

2265 Holly Drive, Paso Robles, CA 93446

3
3
2,165 sqft
PITI Monthly
$3,332.76 /mo

Listing courtesy of: Shawna Ryder, Ryder Real Estate Services

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,021 /mo
$3,051 /mo

What's Special

GATED COMMUNITY
MINUTES AWAY
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
PRIVATE BACKYARD
CHARMING
COZY
LOW HOA FEES

Lake Nacimiento home nestled on a private gated street in Lakeside Village Estates with the community launch ramp 5 minutes away. This charming 2,165 sq. ft. Featuring 3 bedrooms and 2.5 baths, this home offers a formal dining room that can easily be transformed into an additional bedroom. Enjoy the convenience of indoor laundry and the spacious en suite master bedroom on the lower level, complete with vaulted ceilings, a walk-in closet, and a luxurious bathroom featuring dual vanities, an oversized soaking tub, and a spacious walk-in shower. Upstairs, you'll find two additional generously sized bedrooms and a full bath, perfect for family or guests. The kitchen boasts tiled floors and countertops, stainless steel appliances, and a large walk-in pantry, seamlessly connecting to the living room. With elevated ceilings and a cozy gas fireplace, this space is ideal for relaxation and entertaining. Step outside to discover your private backyard oasis, featuring a spa and gazebo—perfect for hosting gatherings or simply unwinding in tranquility. There's ample additional space for your creative ideas, and you'll appreciate the convenience of a 2-car garage, a driveway, and a gated side yard for all your toys and Polaris. The low-maintenance, water-conserving landscape ensures upkeep is a breeze. Don’t miss out on this incredible opportunity! Heritage Ranch is a vibrant gated community that offers a wealth of amenities, including swimming pools, pickleball and sports courts, parks, a recreation center, an equestrian center, riding trails, a senior center, a dog park, and a campground. Plus, you'll have private lake access with a launch ramp. With low HOA fees and easy access to Cappy Culver Elementary School, Oak Hill Market, Rock n Robles Pizza, Lake Life Cafe, and a gas station with a boat/car wash just outside the gates, you’ll enjoy the perfect blend of country charm and modern convenience. And don’t forget, the renowned wineries are just minutes away! This home is more than just a residence; it’s a lifestyle. MUST SEE TO APPRCIATE! Assumable loan available 3.25% Ask for more details.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 1 months
Monthly PITI
$3,332.76/mo
Estimated Loan Balance
$413,381
Cash to close
$318,936
Interest Paid
$73,337

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Clay
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: DogPark, Fishing, HorseTrails, Stables, Lake, Mountainous, Park, WaterSports, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Ranch Homeowners Association
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $336.72
  • Tax Annual Amount: $9112.5
  • On Market Date: 2024-10-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $318,936 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $318,936!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$410,064
Your Cash$318,936
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,021/mo
Traditional @ 7.5%
$3,165/mo
You save $1,144/month ($13,727/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24198469

Listing From:

Last updated: 2025-04-01T06:28:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,021 /mo
$3,051 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $318,936 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $318,936!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$410,064
Your Cash$318,936
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,021/mo
Traditional @ 7.5%
$3,165/mo
You save $1,144/month ($13,727/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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