Laura Jewett

Laura Jewett

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Closed

$880,000

($166,185 down)
FHA

2264 Johnson Drive, Ventura, CA 93003

3
2
1,265 sqft
PITI Monthly
$5,571.6 /mo

Listing courtesy of: Juliana Lisheski, LIV Sotheby's International Realty

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,917 /mo
$4,974 /mo

What's Special

REMODELED
SPACIOUS
MODERN
SOAKING TUB
SEPARATE SHOWER
PATIO
MATURE TREES
COZY

This is home now back in the market. No fault of seller. We're excited to welcome new offers - Welcome to your dream home in Montalvo Heights! This beautifully upgraded single-story oasis is perfect for young couples and families seeking a cozy yet modern space. Nestled on a spacious corner lot with mature trees, it's ideal for gatherings or weekend barbecues.Step inside to discover a delightful blend of modern amenities and mid-century charm. The remodeled kitchen, featuring a generous center island, serves as a gathering spot for cooking and entertaining. The primary suite offers a relaxing retreat with a soaking tub and separate shower. Two spacious guest rooms, one with sliders open to yard and studio space. With 1,265 sq. ft., this home includes 3 bedrooms, 2 baths, and a versatile 350 sq. ft. bonus room with skylights that flows onto the backyard patio. Edison lights beckon you to the inviting conversation areas, fire pit, and plunge pool, enclosed behind the custom Redwood fence. Properly value continues to increase with bonus shed, newly installed, perfect for an additional office space or artist's studio. Recent upgrades include a newer roof, central air conditioning, and a tankless water heater.Freshly painted inside and out, this home shines with a low-maintenance landscaping, featuring a magnificent producing avocado tree, large driveway for RV and parking, and finished side yard for play area/dog run. Located near parks, scenic trails, and top-rated schools like Montalvo Arts Academy, this turn-key gem is ready for you to create memories. Don't miss this incredible opportunity to own a superb turn key home in Ventura!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$5,571.6/mo
Estimated Loan Balance
$721,597
Cash to close
$166,185
Interest Paid
$91,816

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: EnergyStarQualifiedEquipment
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $695.65
  • Tax Annual Amount: $11000
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,185 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $166,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$713,815
Your Cash$166,185
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,917/mo
Traditional @ 7.5%
$5,159/mo
You save $1,242/month ($14,903/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25854

Listing From:

Last updated: 2024-10-05T00:51:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,917 /mo
$4,974 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,185 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $166,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$713,815
Your Cash$166,185
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,917/mo
Traditional @ 7.5%
$5,159/mo
You save $1,242/month ($14,903/year)

*Secondary financing rates are an estimated value based on input

Follow Us
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Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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