Laura Jewett

Laura Jewett

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Pending

$650,000

($302,638 down)
FHA

22575 Pearl Avenue, Hayward, CA 94541

2
1
918 sqft
PITI Monthly
$3,102.06 /mo

Listing courtesy of: Alex Lam, Compass

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,958 /mo
$2,866 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS

Unlock the potential of this hidden gem! This single-family home is a fantastic fixer-upper opportunity with endless possibilities. Situated on a spacious lot, this property is perfect for those looking to remodel and create their dream home or explore expansion options. Whether you want to renovate, add an ADU, or build out for more space, this lot offers flexibility for future growth. Set in an ideal commuters location, this home is just minutes from Southland Mall, Chabot College, and Downtown Hayward, offering plenty of shopping, dining, and entertainment options. With easy access to highways 880 and 92, commuting to the Peninsula, Silicon Valley, or San Francisco is a breeze. Nearby parks, schools, and BART stations add to the convenience of this sought-after neighborhood. Ideal for investors, contractors, or buyers eager to add value, this is a rare chance to customize a home in a desirable location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
21 years, 4 months
Monthly PITI
$3,102.06/mo
Estimated Loan Balance
$434,649
Cash to close
$302,638
Interest Paid
$124,908

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1938
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Hayward

Financial Details

  • Price per Sqft: $708.06
  • Tax Annual Amount: $8125
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $302,638 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $302,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$347,362
Your Cash$302,638
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,958/mo
Traditional @ 7.5%
$2,973/mo
You save $1,015/month ($12,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81994714

Listing From:

Last updated: 2025-02-28T07:34:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,958 /mo
$2,866 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $302,638 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $302,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$347,362
Your Cash$302,638
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,958/mo
Traditional @ 7.5%
$2,973/mo
You save $1,015/month ($12,177/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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