Laura Jewett

Laura Jewett

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Closed

$599,900

($525,259 down)
FHA

2250 Gold River Drive, Yuba City, CA 95991

5
3
2,779 sqft
PITI Monthly
$1,712.49 /mo

Listing courtesy of: Kal Johal, Keller Williams Realty Yuba City

Assumed Rate

3.8%
7.15%

Principal & Interest

$800 /mo
$1,160 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
COZY

Nice two story home in the Established Neighborhood of River Oaks Estates in Southeast Yuba City! This well maintained 5bd 3ba 2,779sqft home is ideal for entertaining! It will appeal to you w/ it's open concept and wide hallways. Inviting Formal living & dining room & Separate open family room w/ cozy fireplace, the adjacent spacious kitchen has nice oak cabinets, pantry closet, dining bar, breakfast area & granite counters. The kitchen/family combo makes it easy to visit while cooking. Downstairs bedroom & full bath. Upstairs Large Master bedroom with spacious master-bath w/ double sinks, separate tub & shower & walk-in closet. Overall nice size bedrooms. Low maintenance backyard with concrete covered patio & RV possible and parking. Explore all the potential that this property has to offer. Leased Solar. Quiet street w/ low traffic, short distance to the off-leash dog park, Shanghai Garden park & just 4min to Riverbend Elementary. Don't miss out on this nice home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
17 years, 4 months
Monthly PITI
$1,712.49/mo
Estimated Loan Balance
$228,233
Cash to close
$525,259
Interest Paid
$71,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Yuba City

Financial Details

  • Price per Sqft: $215.87
  • Tax Annual Amount: $7498.75
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $525,259 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $525,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$74,641
Your Cash:$525,259
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$800/mo
Traditional @ 7.5%
$1,203/mo
You save $403/month ($4,835/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24166914

Listing From:

Last updated: 2024-09-30T18:00:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$800 /mo
$1,160 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $525,259 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $525,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$74,641
Your Cash:$525,259
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$800/mo
Traditional @ 7.5%
$1,203/mo
You save $403/month ($4,835/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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