Laura Jewett

Laura Jewett

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Closed

$399,000

($203,361 down)
VA

2240 Rancho Del Rey Dr, Atwater, CA 95301

4
2
1,489 sqft
PITI Monthly
$1,563.9 /mo

Listing courtesy of: Heidi Cafarella, Esquire Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$999 /mo
$1,385 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
PATIO
COZY

Welcome to 2240 Rancho Del Rey Dr., a beautifully updated 4-bedroom, 2-bathroom home nestled in a friendly Atwater neighborhood. With 1,489 sq. ft. of living space, this property offers the perfect blend of comfort and style, ready for you to move in and make it your own. The spacious living room features a cozy fireplace, thoughtfully updated and painted to seamlessly complement the home's open-concept kitchen, creating a natural flow between the living and dining areas. Whether you're relaxing with family or hosting friends, this inviting space is perfect for all occasions. The backyard is a true entertainer’s paradise, with a sparkling pool and a covered patio area ideal for outdoor dining, barbecues, or simply enjoying sunny California days in privacy. Located in a desirable area with easy access to local amenities, schools, and parks, this home offers convenience and charm in one great package. Don’t miss your chance to tour this move-in ready beauty.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,563.9/mo
Estimated Loan Balance
$195,957
Cash to close
$203,361
Interest Paid
$24,317

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Brick, Stucco
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Out Of Area
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $267.97
  • Tax Annual Amount: $4987.5
  • On Market Date: 2024-11-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,361 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $203,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$195,639
Your Cash:$203,361
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$999/mo
Traditional @ 7.5%
$1,436/mo
You save $437/month ($5,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027631SD

Listing From:

Last updated: 2025-02-06T20:48:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$999 /mo
$1,385 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,361 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $203,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$195,639
Your Cash:$203,361
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$999/mo
Traditional @ 7.5%
$1,436/mo
You save $437/month ($5,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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