Laura Jewett

Laura Jewett

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Closed

$344,900

($27,686 down)
FHA

223 4th Street, Kersey, CO 80644

4
1
1,724 sqft
PITI Monthly
$2,677.9 /mo

Listing courtesy of: Amanda Contreras, Compass - Boulder

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,228 /mo
$2,164 /mo

What's Special

SPACIOUS
NO HOA

Welcome to your future home at 223 4th Street in the welcoming town of Kersey, CO. This 4-bedroom, 1-bathroom residence offers 1,924 square feet of comfortable living space, ideal for both relaxation and entertaining.You'll appreciate the newly installed AC, ensuring cool comfort during warmer months. The basement provides additional living options with two conforming bedrooms and an unfinished rec/living room, offering a perfect canvas for your personal touch. A newly added fence enhances privacy and defines the spacious 7,813 square foot lot. With plenty of space to add your own shed for more storage, a garden or a large entertaining area! (No HOA to tell you how to create your space)This property invites you to envision a lifestyle of ease and enjoyment. Schedule a visit today to experience the charm and possibilities of 223 4th Street firsthand.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$2,677.9/mo
Estimated Loan Balance
$317,473
Cash to close
$27,686
Interest Paid
$29,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Clark & Hill
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Kersey

Financial Details

  • Price per Sqft: $200.06
  • Tax Annual Amount: $880
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,686 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $27,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$317,214
Your Cash$27,686
Total Purchase Price:$344,900

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,228/mo
Traditional @ 7.5%
$2,165/mo
You save $-63/month ($-751/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1026180

Listing From: recolorado

Last updated: 2025-03-03T17:51:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,228 /mo
$2,164 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,686 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $27,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$317,214
Your Cash$27,686
Total Purchase Price:$344,900

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,228/mo
Traditional @ 7.5%
$2,165/mo
You save $-63/month ($-751/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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