Laura Jewett

Laura Jewett

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$489,000

($44,007 down)
VA

22328 Pine Drive, Cedarpines Park, CA 92322

3
2
1,296 sqft
PITI Monthly
$3,477.51 /mo

Listing courtesy of: SHELLY PRESTON, RE/MAX LAKESIDE

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,802 /mo
$3,070 /mo

What's Special

OPEN CONCEPT
FIREPLACE
DECK
COZY

An exceptional opportunity to own two combined lots with over 21,152 square feet, newly gated land, and, it backs up to the National Forest experiencing the ultimate backdrop in privacy and tranquility. A wonderfully maintained mountain house with vaulted tongue and groove wood ceilings throughout. Entry level to the highly desirable open concept living room floor plan, and fully functioning wood burning stove. The main floor homes two bedrooms and one full bath. The lower level downstairs provides the third bedroom with an additional bathroom, as well, additional space that could be used as either a family room or an office, with a second cozy fireplace. A large deck off the kitchen is ideal for relaxing and enjoying the beautiful forest views and overlooking the expansive yard with an enclosed dog run. The backyard also provides a large shed with electricity, as well as 3 separated dog kennels which could be used either for your family pets or as an additional income source. The front property provides an additional storage shed, level entry and extensive parking. This is truly a unique, must see property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,477.51/mo
Estimated Loan Balance
$224,373
Cash to close
$44,007
Interest Paid
$56,262

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den, Electric, GasStarter, LivingRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: NewCondition, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Pines Park (CEPP)
  • Features: Biking, DogPark, Hiking, Lake, Mountainous, NearNationalForest, Park, Fishing
HOA
  • Has HOA: No
Location
  • Region: Cedarpines Park

Financial Details

  • Price per Sqft: $377.31
  • Tax Annual Amount: $6112.5
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,007 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $44,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$444,993
Your Cash$44,007
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,802/mo
Traditional @ 7.5%
$3,184/mo
You save $383/month ($4,593/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25013367

Listing From:

Last updated: 2025-01-20T14:31:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,802 /mo
$3,070 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,007 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $44,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$444,993
Your Cash$44,007
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,802/mo
Traditional @ 7.5%
$3,184/mo
You save $383/month ($4,593/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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