Laura Jewett

Laura Jewett

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Closed

$490,000

($237,941 down)
FHA

22315 Blue Lupine Circle, Grand Terrace, CA 92313

3
3
1,795 sqft
PITI Monthly
$1,775.64 /mo

Listing courtesy of: Ricardo Roman, ELEMENT RE INC

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,400 /mo
$1,988 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
SOAKING TUB
LANDSCAPED
COZY

Welcome to your dream home nestled in the quiet and secure gated community of Hidden Gate! This beautifully maintained residence features 3 spacious bedrooms and 2.5 bathrooms, perfect for family living and entertaining. Step inside to discover a bright and inviting living space, with stylish laminate flooring throughout the first floor. The heart of the home is the expansive kitchen, boasting an island, granite countertops, and ample storage, ideal for culinary enthusiasts. Adjacent to the kitchen, the dining area flows seamlessly into the cozy living room, creating a perfect space for gatherings. Retreat upstairs to find all bedrooms, including a generously sized primary suite that offers a tranquil escape. Enjoy the luxury of a walk-in closet and an ensuite bathroom featuring both a stand-up shower and a separate soaking tub, ensuring privacy and comfort. The convenience of an indoor laundry room on the second floor adds to the home's appeal. Outside, the community delights with beautifully landscaped green spaces, a basketball court, and a picnic area, making it an ideal place for relaxation and recreation. Don’t miss the opportunity to make this lovely home yours, where comfort and community come together!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$1,775.64/mo
Estimated Loan Balance
$254,864
Cash to close
$237,941
Interest Paid
$82,244

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Hidden Gate
  • HOA Amenities: Unknown
  • HOA Fee: $255
  • HOA Frequency: $Monthly
Location
  • Region: Grand Terrace

Financial Details

  • Price per Sqft: $272.98
  • Tax Annual Amount: $
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $237,941 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $237,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$252,059
Your Cash$237,941
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,400/mo
Traditional @ 7.5%
$2,063/mo
You save $662/month ($7,945/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24215802

Listing From:

Last updated: 2024-12-18T22:14:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,400 /mo
$1,988 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,941 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $237,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$252,059
Your Cash$237,941
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,400/mo
Traditional @ 7.5%
$2,063/mo
You save $662/month ($7,945/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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