Laura Jewett

Laura Jewett

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$550,000

($154,089 down)
FHA

2226 N H Street, Oxnard, CA 93036

2
2
1,013 sqft
PITI Monthly
$3,293.07 /mo

Listing courtesy of: Irene Ortiz, Comfort Real Estate Services, Inc.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,262 /mo
$2,776 /mo

What's Special

HOME OFFICE
PATIO
COZY

Welcome to this beautifully maintained 2 bedroom 2 bath condo. Offering a perfect blend of comfort and convenience. Located in North Oxnard. Kitchen seamlessly flows into the living room, creating an open and connected space that's perfect for entertaining and everyday living. This home features laminate flooring throughout entire house. Primary bedroom includes a ensuite bathroom and walk in closet. While the second bedroom is ideal for guest or a home office. Laundry room is conveniently located inside. Step right from the living room onto a cozy patio perfect for outdoor relaxation, morning coffee or entertaining guest. Condo is close to the 101 freeway and by The collection, schools and parks. Must see. Wont last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,293.07/mo
Estimated Loan Balance
$518,037
Cash to close
$154,089
Interest Paid
$52,710

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Spectrum Property Services
  • HOA Amenities: Unknown
  • HOA Fee: $600
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $542.94
  • Tax Annual Amount: $6875
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $154,089 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $154,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$395,911
Your Cash$154,089
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,262/mo
Traditional @ 7.5%
$2,880/mo
You save $618/month ($7,411/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28810

Listing From:

Last updated: 2025-04-04T15:10:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,262 /mo
$2,776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,089 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $154,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$395,911
Your Cash$154,089
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,262/mo
Traditional @ 7.5%
$2,880/mo
You save $618/month ($7,411/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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