Laura Jewett

Laura Jewett

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Pending

$635,000

($226,330 down)
VA

2220 Huntington Point Rd UNIT 38, Chula Vista, CA 91914

2
3
1,410 sqft
PITI Monthly
$2,679.06 /mo

Listing courtesy of: Claudia Newkirk, Berkshire Hathaway HomeServices California Properties

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,835 /mo
$2,978 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
HOME OFFICE
WALKING TRAILS
EFFICIENT

Welcome to this beautiful 2-bedroom, 2 and 1/2 bathrooms tri-level condominium in the desirable Rolling Hills Ranch. Located in the Sedona’s neighborhood, this home is designed with modern living in mind, featuring PAID OFF TESLA SOLAR system with battery bank, offering the perfect combination of comfort, sustainability, and convenience. The expansive primary bedroom is a true retreat, designed for ultimate relaxation, while the spacious secondary bedroom, located on the lower level, with its own private bathroom provides both convenience and privacy for family members or guests. You’ll also find an additional versatile space that’s perfect for a home office, studio, art and crafts area, or whatever suits your needs! Step outside onto one of the two private balconies, where you can enjoy the great Southern California weather year-round. The home also includes indoor laundry, a 2-car garage, and an additional assigned parking space, making it ideal for your lifestyle. This unit is equipped with a water purification system, newer washer and dryer, A/C unit and furnace (replaced in 2021), ensuring your home is comfortable and efficient in every season. The location is unbeatable! Only 20 minutes from downtown San Diego, close to shopping, dining, entertainment, walking trails and 2 dog parks offering endless options for outdoor recreation. This home offers everything you need: a great neighborhood, modern amenities, and an eco-friendly, energy-efficient home with NO MELLO ROOS. Don’t miss your chance to make this property your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,679.06/mo
Estimated Loan Balance
$410,359
Cash to close
$226,330
Interest Paid
$42,117

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sedona Homeowner's Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $420
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $450.35
  • Tax Annual Amount: $7937.5
  • On Market Date: 2025-03-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,330 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $226,330!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$408,670
Your Cash$226,330
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,835/mo
Traditional @ 7.5%
$3,089/mo
You save $1,254/month ($15,047/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020804SD

Listing From:

Last updated: 2025-03-30T22:22:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,835 /mo
$2,978 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,330 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $226,330!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$408,670
Your Cash$226,330
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,835/mo
Traditional @ 7.5%
$3,089/mo
You save $1,254/month ($15,047/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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