Laura Jewett

Laura Jewett

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Closed

$489,000

($30,284 down)
FHA

221 Raven Lane, Johnstown, CO 80534

3
3
1,961 sqft
PITI Monthly
$3,501.6 /mo

Listing courtesy of: Rob Kittle, Kittle Real Estate

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,850 /mo
$3,173 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
COZY

SELLER OFFERING RATE BUYDOWN CONCESSION WITH A FULL PRICE OFFER! Pristine two-story home in Johnstown Village offering contemporary finishes and an ideal location backing up to peaceful farmland. The immaculate interior feels brand new! The foyer greets you with easy-to-maintain wood laminate flooring that flows seamlessly into the open-concept living area. Whether you're entertaining guests or enjoying quiet time at home, this space feels fresh, bright, and effortlessly functional. Whip up your favorite meals in the kitchen featuring granite counters, stainless steel appliances, and a spacious island perfect for meal prep and casual dining. A convenient pantry ensures ample storage for all culinary essentials. Venture upstairs to discover a versatile loft space, ideal for creating a cozy reading nook or office. This level is also home to a convenient laundry area, and three well-appointed bedrooms, including the primary suite with an ensuite bath and a generous walk-in closet. The fully fenced backyard offers a peaceful escape, with a concrete patio for outdoor dining, with the open space as your serene backdrop. The yard is also fully landscaped complete with irrigation and features three beautiful aspen trees. A spacious 3-car tandem garage offers room for vehicles and storage. Just steps away from your front door is a lovely neighborhood park, perfect for outdoor fun and leisurely strolls. With easy access to I-25 and just a short 5-minute drive from downtown, you're never far from shopping, dining, entertainment. Additional updates include new roof with hail-resistant shingles (July 2024) and new concrete patio (2023).

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$3,501.6/mo
Estimated Loan Balance
$459,737
Cash to close
$30,284
Interest Paid
$68,387

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: D.R. Horton, Inc

Community & HOA

Community
  • Subdivision: Mallard Ridge
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $249.36
  • Tax Annual Amount: $1821
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $30,284 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $30,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$458,716
Your Cash$30,284
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,850/mo
Traditional @ 7.5%
$3,292/mo
You save $441/month ($5,297/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1020011

Listing From: recolorado

Last updated: 2024-11-26T17:01:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,850 /mo
$3,173 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,284 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $30,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$458,716
Your Cash$30,284
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,850/mo
Traditional @ 7.5%
$3,292/mo
You save $441/month ($5,297/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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