Laura Jewett

Laura Jewett

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$474,500

($41,318 down)
FHA

22194 N KINGSTON Drive, Maricopa, AZ 85138

4
3
2,759 sqft
PITI Monthly
$3,455.77 /mo

Listing courtesy of: Joshua Jackson, eXp Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,746 /mo
$2,984 /mo

What's Special

SPACIOUS
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
GOLF COURSE COMMUNITY
COZY

Welcome to 22194 N Kingston Dr in the highly sought-after Rancho El Dorado community. This stunning 4-bedroom, 2.5-bathroom home offers an upgraded lifestyle with a SPARKLING PRIVATE POOL, FIRE PIT, and EXPANSIVE COVERED BACK PATIO, perfect for year-round entertaining and relaxation. Step inside and be greeted by HUGE WINDOWS that bathe the home in natural light, highlighting the SPACIOUS LOFT ideal for a cozy movie night or playroom. The upgraded kitchen is a chef's delight, featuring GRANITE COUNTERTOPS, UPGRADED CABINETS, and a large WALK-IN PANTRY, seamlessly blending style and functionality. The main living area boasts a gas fireplace, creating a warm and inviting atmosphere. Upstairs, the primary bedroom features a luxurious ensuite with a separate shower and soaking tub, dual sinks, and a WALK-IN CLOSET. Outside, enjoy your private oasis with mature landscaping, a LOW-MAINTENANCE YARD, and a ROCK WATER FEATURE in the pool, perfect for poolside gatherings. The FIRE PIT and built-in BBQ make this backyard a true entertainer's paradise. Located in a golf course community with lakes, parks, and scenic walking paths, this home combines luxury, convenience, and an active lifestyle. With a 3-CAR GARAGE, RV GATE, and prewired smart features, this property has everything you need. Don't miss this opportunity to call 22194 N Kingston Dr your home! *FINANCING INCENTIVE: If the buyer uses our Preferred Lender, the buyer will receive up to 1% back for closing costs or rate buy down.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,455.77/mo
Estimated Loan Balance
$434,090
Cash to close
$41,318
Interest Paid
$50,837

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: RANCHO EL DORADO
  • Features: Golf, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Dorado
  • HOA Amenities: Unknown
  • HOA Fee: $143
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $171.98
  • Tax Annual Amount: $2756
  • On Market Date: 2025-01-22T00:00:00.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,318 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $41,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$433,182
Your Cash$41,318
Total Purchase Price:$474,500

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,746/mo
Traditional @ 7.5%
$2,985/mo
You save $239/month ($2,863/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6808505

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T23:52:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,746 /mo
$2,984 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,318 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $41,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$433,182
Your Cash$41,318
Total Purchase Price:$474,500

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,746/mo
Traditional @ 7.5%
$2,985/mo
You save $239/month ($2,863/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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