Laura Jewett

Laura Jewett

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Closed

$485,000

($150,027 down)
FHA

2211 Floral Avenue, Chico, CA 95926

4
2
2,300 sqft
PITI Monthly
$1,915.33 /mo

Listing courtesy of: Chenoa Rivera, Keller Williams Realty Chico Area

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,492 /mo
$2,449 /mo

What's Special

SERENE
SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
SOAKING TUB
DECK

A decorator’s dream! Centrally located, this stunning 4-bedroom, 2-bathroom home is brimming with custom details. Upon entering, you’ll be captivated by the beautiful hardwood floors, the popular open floor plan, tray ceilings, large windows, and a spacious living area featuring a perfectly placed fireplace and built-in cabinetry. The fully equipped kitchen is a gourmet’s paradise, boasting custom wood cabinetry, a unique tile backsplash, granite countertops, stainless steel appliances, a gas cooktop with a range hood, and a generous breakfast bar—ideal for entertaining guests while cooking. The expansive primary bedroom offers a serene retreat with built-in cabinetry, a spacious closet, and an en suite bath complete with a tiled walk-in shower. Additional highlights include ceiling fans throughout, recessed lighting, a soaking tub in the guest bathroom, owned solar and three sizable guest bedrooms, one of which features a built-in Murphy bed. A separate laundry room with ample storage adds to the home's convenience. The large backyard is perfect for summer days, with a covered deck, a sheltered spa, plenty of lawn space for a garden, and a storage shed for your tools. Located near schools, restaurants, and other local attractions, this home offers a wealth of amenities you’re sure to love. Don’t miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,915.33/mo
Estimated Loan Balance
$362,598
Cash to close
$150,027
Interest Paid
$38,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $210.87
  • Tax Annual Amount: $
  • On Market Date: 2024-08-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $150,027 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $150,027!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$334,973
Your Cash$150,027
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,492/mo
Traditional @ 7.5%
$2,540/mo
You save $1,048/month ($12,582/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24166230

Listing From:

Last updated: 2025-01-15T19:15:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,492 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,027 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $150,027!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$334,973
Your Cash$150,027
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,492/mo
Traditional @ 7.5%
$2,540/mo
You save $1,048/month ($12,582/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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